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Journal : Kasaba: Jurnal Ekonomi Islam

Potensi Manfaat Sertifikasi Halal Terhadap Produk UMKM Mush'ab, Muhammad
Kasaba Vol 14 No 1 (2021)
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/kasaba.v14i1.4451

Abstract

As a Muslim, he is not allowed to consume and produce freely without any restrictions, so Islam regulates that, that is, a product must be halal and thayyib. then the halal certificate becomes clear evidence of these two things. There are so many benefits if a product has a halal certificate, a sense of security and comfort felt by consumers as product connoisseurs, when consumers are comfortable, the selling power of the product will increase. Therefore, the government makes regulations related to the halal guarantee of a product by issuing a law on halal guarantee, so the government as the regulator guarantees the halalness of a product. then a micro, small and medium-sized enterprise which is the biggest economic driver of Indonesia can improve the quality of its business by obtaining the halal certificate. the benefits obtained are not only at the national level but also at the global level Many countries in the world are looking at the potential of the halal industry, therefore many of them have made a vision in the following years to be able to dominate the global halal market. the participation of micro-entrepreneurs who already have this certificate is only 20% of the total, so more awareness is needed for these business actors because the benefits obtained are very large, there are real examples related to the benefits of this certification, one of which is an increase in business turnover that occurs significant when the business does not have a halal certificate, even more so if it is supported by other factors, namely the large number of Muslims in Indonesia.
PERSEPSI MAHASISWA EKONOMI SYARIAH TERKAIT TA'DZIR PADA BANK SYARIAH Mush'ab, Muhammad; Mubarok, Jaih; Susanto, Hari
Kasaba Vol 17 No 1 (2024): Kasaba: Jurnal Ekonomi Islam
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Islamic financial literacy still shows a very minimal number, namely 8.93% according to publications from the Financial Services Authority in 2019 which means that when there are 100 Indonesians, 8 of them have a fairly good literacy towards Islamic finance. So this is the reason why the market share of Islamic banks is low in Indonesia because literacy in Islamic finance is also low. Students as agents of call to advance Islamic finance, it is necessary to have a fairly good literacy, moreover there are many thoughts that are the antithesis of Islamic economic thought that is fatwaed by the DSN-MUI. The institution is an institution recognized by the government in issuing sharia economic fatwas in Indonesia. Therefore, Islamic economics students must have the same perception as what the DSN-MUI fatwa has made. Late fines become a contract that gets a negative stigma in the community because there are thoughts that are contrary to the DSN-MUI fatwa. Therefore, it is important for Islamic economics students to fortify themselves with good literacy in order to have a good perception. STIS Al-Wafa provides good literacy to its students, especially those who have passed semester 5 because they have obtained literacy related to contemporary muamalah fiqh. So that most of them have a good perception of late fees in Islamic banks. Then also as a student, it is also necessary to deepen material about benefits because it can help in understanding a fatwa product that is relevant to its era.