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All Journal Salimiya : Jurnal Studi Ilmu Keagamaan Islam
Moch. Uzeir Mustaqfirin
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Journal : Salimiya : Jurnal Studi Ilmu Keagamaan Islam

 1 
ANALISIS IMPLEMENTASI AKAD PEMBIAYAAN MUDHARABAH DI KJKS ARTHA BUANA PERSPEKTIF HUKUM EKONOMI SYARIAH Moch. Uzeir Mustaqfirin
Salimiya: Jurnal Studi Ilmu Keagamaan Islam Vol. 4 No. 4 (2023): Salimiya
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian kepada Masyarakat (LP3M) IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58401/salimiya.v4i4.1594

Abstract

several products offered to prospective customers, one of which is its financing service product. In this financing service product, the contract used is the mudharabah contract, which in practice is much sought after by customers because the application requirements are easy and the disbursement of funds is quite fast. Due to the large number of customers and prospective customers who choose to use this financing service product, this has resulted in a significant increase in the number of customers at KJKS Artha Buana from year to year. This has an impact on the profits obtained by KJKS Artha Buana. The aim of this research is to determine the practice of mudharabah financing product contracts at KJKS Artha Buana and to find out an analysis of the implementation of mudharabah financing contracts at KJKS Artha Buana from a sharia economic law perspective. The type of research used is field research using a qualitative descriptive approach, collecting data through observation, interviews and documentation. The results of this research are the determination of profit sharing in mudharabah financing contracts carried out by KJKS Artha Buana using two systems, namely the flat system and the sliding system. This flat and sliding system is not in accordance with the financing theory using existing mudharabah contracts. And it is also not appropriate as stated in DSN fatwa Number 07/DSN-MUI/IV/2000 concerning Mudharabah (Qiradh) financing.
PENGEMBANGAN BISNIS PEDAGANG SAYUR MELALUI MEDIA SOSIAL PERSPEKTIF HUKUM BISNIS ISLAM Moch. Uzeir Mustaqfirin; Muhamad Ali Tamrin
Salimiya: Jurnal Studi Ilmu Keagamaan Islam Vol. 5 No. 4 (2024): Salimiya
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian kepada Masyarakat (LP3M) IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58401/salimiya.v5i4.1832

Abstract

The background to this research is that currently technology has developed rapidly, all human activities have evenly utilized technology. Like the business activities carried out by vegetable traders in Canggu Village. They use technology to develop their business, so that people don't have to travel far to traditional markets and to take advantage of technology that is currently developing, because many people in the surrounding area still choose to shop at traditional markets. The researcher chose the object of vegetable traders because vegetables have high consequences, namely they wilt easily and rot quickly, so vegetable traders need a large marketing area in addition to offline marketing, so that the vegetables they sell run out quickly, get bigger profits and minimize losses. The aim of this research is to find out the business practices carried out by vegetable traders in Canggu Village, the influence of the use of social media on the business they run and to know the business development carried out by vegetable traders when viewed from Law Business Islamic. This type of research is field research using a qualitative descriptive approach, to collect data through observation, interviews and documentation. The results of this research are (1) that the practices carried out by vegetable traders in marketing their products are offline and online using the social media Whatsaap and Facebook (2) these media can have an influence on the business they run, one of which is that it can increase sales and income (3) in developing the vegetable trader's business are in accordance with Islamic Business Law.
ANALISIS PENGARUH LITERASI KEUANGAN SYARI’AH DAN RELIGIUSITAS TERHADAP MINAT BERTRANSAKSI PADA BANK SYARIAH DALAM PERSPEKTIF HUKUM EKONOMI ISLAM Moch. Uzeir Mustaqfirin; Muhamad Ali Tamrin; Muhamad Nuruzzaman
Salimiya: Jurnal Studi Ilmu Keagamaan Islam Vol. 6 No. 2 (2025): Salimiya
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian kepada Masyarakat (LP3M) IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58401/salimiya.v6i2.2400

Abstract

This study aims to determine the effect of Islamic financial literacy and religiosity on student interest in transactions in Islamic banks, with a case study of HES study programme students at the IAIFA Kediri campus. Using quantitative methods, this study tests the hypothesis through partial and simultaneous analysis. The results of simultaneous testing show that Islamic financial literacy and religiosity together have a significant effect on interest in transactions in Islamic banks. However, partial analysis reveals that Islamic financial literacy does not have a significant effect on transaction interest. In contrast, religiosity is proven to have a positive and significant effect on transaction interest. But the percentage contribution of the Islamic financial literacy variable shows a very small, almost insignificant contribution to the dependent variable. Only about 0.42% of the variation in the dependent variable can be explained by the Islamic financial literacy variable. Meanwhile, religiosity makes a very large contribution to the dependent variable. About 99.58% of the variation in the dependent variable can be explained by the religiosity variable. Thus it can be concluded that Islamic financial literacy and religiosity simultaneously contribute positively in shaping interest in transactions in Islamic banks. This finding confirms the urgency of Islamic financial institutions in improving sharia literacy education and economic da'wah programmes so that the objectives of Islamic economic law (justice and welfare) are more optimal.
Co-Authors Muhamad Ali Tamrin Muhamad Nuruzzaman