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All Journal Competitor : Jurnal Pendidikan Kepelatihan Olahraga Al-Lisan Jurnal Borneo Administrator: Media Pengembangan Paradigma dan Inovasi Sistem Administrasi Negara Dinamika An-Nisbah: Jurnal Ekonomi Syariah Edukasi: Jurnal Pendidikan dan Pengajaran JIET (Jurnal Ilmu Ekonomi Terapan) Science and Technology Indonesia Jurnal Farmasi Galenika (Galenika Journal of Pharmacy) Script Journal: Journal of Linguistic and English Teaching Jurnal Dinamika Ekonomi dan Bisnis Fokus Ekonomi Majalah Farmasi dan Farmakologi (Trends in Pharmacy and Pharmaceutical Sciences) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan IRJE (Indonesian Research Journal in Education) JSFK (Jurnal Sains Farmasi & Klinis) Sangia : Jurnal Penelitian Arkeologi (Journal of Archaeology Research) Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah SCAFFOLDING: Jurnal Pendidikan Islam dan Multikulturalisme Abdimas Universal Dialektika: Jurnal Ekonomi dan Ilmu Sosial Community Engagement and Emergence Journal (CEEJ) Jurnal Abdi Insani TERAJU : Jurnal Syariah dan Hukum wacana equiliberium (jurnal pemikiran penelitian ekonomi) Siyasatuna Jurnal Ilmiyah Mahasiswa Siyasah Syariyyah Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam Muttaqien; Indonesian Journal of Multidiciplinary Islamic Studies Jurnal Ilmiah Tarbiyah Umat Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Al-Lisan: Jurnal Bahasa TRANSFORMATIONAL LANGUAGE, LITERATURE, AND TECHNOLOGY OVERVIEW IN LEARNING (TRANSTOOL) Jurnal Teknologi dan Manajemen Industri Terapan International Journal of Waqf Al-Irsyad: Journal of Education Science Jurnal Kedokteran Hewan West Science Interdisciplinary Studies West Science Interdisciplinary Studies IIJSE AmaNU: Jurnal Manajemen dan Ekonomi JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Borneo Journal of Pharmacy Epistemé: Jurnal Pengembangan Ilmu Keislaman Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Jurnal Tarreang: Tren Pengabdian Masyarakat Agrokompleks An-Nisbah: Jurnal Ekonomi Syariah EMARA : Indonesian Journal of Architecture Jurnal Dinamika Penelitian: Media Komunikasi Penelitian Sosial Keagamaan Business, Entrepreneurship, and Management Journal Jurnal Wacana Kinerja: Kajian Praktis-Akademis Kinerja dan Administrasi Pelayanan Publik As-Syirkah: Islamic Economic & Financial Journal
Muhammad Aswad
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Learning Assessment Model for the Society 5.0: Integration of AI and Teacher-Based Affective Assessment through Sipaq' Mandar Values Yunus, Ayyub; Iqbal, Iqbal; Aswad, Muhammad
Edukasi Vol 13 No 1 (2026): Edukasi: Jurnal Pendidikan dan Pengajaran |in progess|
Publisher : Universitas Islam Negeri Raden Fatah Palembang, South Sumatra, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ejpp.v13i1.33627

Abstract

The transition into Society 5.0 necessitates educational assessment models that are not only technologically advanced but also culturally meaningful. This study developed and tested an integrated learning assessment model for the Society 5.0, synergizing Artificial Intelligence (AI) for cognitive-psychomotor evaluation with teacher-based affective assessment grounded in Sipaq’ Mandar local values. Employing an explanatory sequential mixed -methods design, the research involved 300 junior high school students and 60 teachers in Majene Regency, West Sulawesi. Quantitative data were collected through pre-post tests and questionnaires, while qualitative data were gathered via interviews, FGDs, and observation. Result demonstrated a statistically significant improvement in cognitive-psychomotor achievement, with an average score increase of 11.7 points (p < .001, Cohen’s d = 1.12). The Sipaq’ Mandar values (siri’, siarondoi, sipakalaq’bi, makkeada, dipokannyang) were successfully operationalized into a valid and reliable affective assessment rubric. The resulting SIAMASEI-AI model was deemed highly feasible (M=4.43/5) and contributed 71.2% to holistic assessment affectiveness. The study concludes that the integration of AI with culturally contextual affective assessment offers a viable, balanced, and humanized evaluation framework, addressing both the technological demands and the character-building imperative of modern education.    
Pemberdayaan ekonomi masyarakat melalui literasi dan inklusi keuangan syariah berbasis digital Yanuardi, Alindra; Aswad, Muhammad
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 10, No 1 (2026): February
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v10i1.37642

Abstract

Abstrak Program pengabdian kepada masyarakat ini bertujuan meningkatkan literasi dan inklusi keuangan syariah pada masyarakat di Desa Mlinjon Kecamatan Suruh Kabupaten Trenggalek sebagai respon atas rendahnya pemahaman masyarakat mengenai keuangan syariah serta minimya penggunaan layanan keuangan syariah berbasis digital. Menggunakan  pendekatan Community Based Research (CBR), kegiatan ini dilaksanakan melalui tahapan pemetaan kebutuhan, sosialisasi, pelatihan literasi dan inklusi keuangan syariah, dan pendampingan dalam praktik penggunaan aplikasi keuangan syariah digital. Hasil Pengabdian dan berdasarkan evaluasi setelah proses kegiatan, menunjukkan adanya peningkatan dalam pemahaman peserta mengenai prinsip keuangan syariah, perbedaan keuangan konvensional dan syariah, pengetahuan produk keuangan digital, serta antusiasme masyarakat dalam mendaftar aplikasi keuangan digital. Meskipun hasil respon masyarakat yang positif, masih ditemukan adanya kendala infrastruktur internet yang kurang memadai. Lalu terdapat tantangan, terutama bagi peserta lansia dan perempuan dalam adaptasi teknologi. Temuan lapangan lainnya menegaskan pentingnya peran komunitas lokal sebagai penggerak utama dalam menyebarkan pengetahuan tentang keuangan syariah secara berkelanjutan di tingkat masyarakat . Program ini merekomendasikan penguatan kolaborasi multipihak, peningkatan infrastruktur digital, serta pelatihan lanjutan untuk mendukung keberlanjutan. Secara keseluruhan, model ini juga potensial direplikasi pada desa lainnya. Kata kunci: literasi keuangan syariah; inklusi keuangan syariah; pemberdayaan ekonomi. Abstract This community service program aims to improve Islamic financial literacy and inclusion in the community of Mlinjon Village, Suruh District, Trenggalek Regency, in response to the community's low understanding of Islamic finance and minimal use of digital Islamic financial services. Using a Community Based Research (CBR) approach, this activity was implemented through needs mapping, outreach, training in Islamic financial literacy and inclusion, and mentoring in the practical use of digital Islamic financial applications. The results of the Community Service program and post-activity evaluations showed an increase in participants' understanding of Islamic financial principles, the differences between conventional and Islamic finance, knowledge of digital financial products, and community enthusiasm in registering for digital financial applications. Despite the positive community response, inadequate internet infrastructure remained an issue. Furthermore, there were challenges, particularly for elderly and female participants, in adapting to technology. Other field findings emphasized the importance of the local community as a key driver in disseminating knowledge about Islamic finance sustainably at the community level. The program recommends strengthening multi-stakeholder collaboration, improving digital infrastructure, and further training to support sustainability. Overall, this model has the potential to be replicated in other villages. Keywords:  islamic financial literacy; islamic financial inclusion; economic empowerment.
Dynamic Causality Relationship between Bitcoin and Global Islamic Equity Markets: A Pre- and Post-COVID-19 VECM Analysis Dhani, Rifqi Rama; Oktaviana, Helmalia; Sulistiyah, Sulistiyah; Subagiyo, Rokhmat; Aswad, Muhammad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study explores the dynamic interactions between Bitcoin (BTC), the Dow Jones Islamic Market Index (DJIMI), and the FTSE SGX Shariah 100 Index (FTSGS100) from 2015 to 2025, employing the Vector Error Correction Model (VECM) to analyze both short- and long-term relationships. The Johansen cointegration test indicates a long-term equilibrium among the three variables, with DJIMI showing a stronger connection to Bitcoin compared to FTSGS100. In the short run, Bitcoin exhibits a strong response to its own shocks, whereas the Sharia indices are more stable and less responsive to short-term fluctuations in Bitcoin’s volatility. The findings underscore the weak integration between global Sharia equity markets and digital assets, positioning Bitcoin as a speculative asset largely independent of Sharia-compliant markets. These results suggest the importance of enhanced risk management and portfolio diversification strategies for investors navigating the rapidly changing financial landscape. Additionally, this research enhances our understanding of the interactions between cryptocurrency markets and traditional financial markets, particularly Sharia-compliant indices, during times of global financial uncertainty.
DYNAMICS OF FISCAL POLICY IN THE ERA OF THE PROPHET SAW AND TRANSFORMATION IN FISCAL POLICY IN INDONESIA Khasanah, Miftakhul Fauziyah; Ristanti, Frida Eka; Adlan, Muhamad Aqim; Aswad, Muhammad
JURNAL PROFIT Vol 10, No 1 (2026): Economic And Investment
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v10i1.13931

Abstract

This study aims to comparatively analyze fiscal policy in contemporary Indonesia and the fiscal policy implemented during the era of Prophet Muhammad (SAW), identifying shared principles and potential integrations of Islamic fiscal values into modern governance. Employing a qualitative-descriptive approach with library research, primary data were derived from the Qur’an, authentic Hadith, and classical fiqh sources (e.g., Al-Mughni, Al-Ahkam al-Sultaniyyah), while secondary data included government documents (APBN 2025 Framework, BKF Reports 2024), and peer-reviewed journals (2020–2025). Findings indicate that both systems share core objectives economic stabilization, equitable income distribution, and public welfare enhancement—yet differ significantly in legal foundations (positive law vs. divine revelation), revenue instruments (taxes/PNBP vs. zakat, jizyah, kharaj, fay’), and accountability mechanisms (institutional audit vs. li Allāh wa li al-nās spiritual oversight). Notably, values such as ‘adl (justice), amanah (trustworthiness), transparency, and maslahah ‘ammah (public interest) from the Prophetic fiscal model offer ethical enrichment for Indonesia’s fiscal governance. The study concludes that integrating these values through progressive taxation, zakat–APBN synergy, digital hisbah, and productive waqf can strengthen fiscal legitimacy, social equity, and moral accountability without replacing the existing system.Keywords : fiscal policy, Islamic economics, Prophet Muhammad (SAW), Baitul Mal, APBN
Co-Authors . Hasbunallah AS Abd Halim Umar Abd. Haris Abdul Gaffar Haris abdul Rauf Sulaeman Abidah, Asiska Nur Adlan, Muhamad Aqim Ahmad Abbas Ahmad Budiman, Ahmad Ahmada, Muhamad Agus Alfiyan Nur Ahmed Sardi Aisyah Fatmawaty Ali H Alindra Yanuardi Ambo Lallo, Subehan Aminuddin Aminuddin Anwar Sewang Aqim Adlan, Muhammad Ardiansyah Ardiansyah Arsyad, Muhammad Aryadi Ashlihah Azizah, Irtifa Umi Bahktiar, Jusuf Barambangi, Jamil Binti Nur Asiyah Burhan, Asril Dede Nurohman Deris Lazuardi Dhani, Rifqi Rama Djabir, Yulia Yusrini Djalaluddin, Nurgadima Elly Wahyudin Febrianto, M. Nanang Firmansyah JN, Muh Fitriah, Reski Fortunasari, Fortunasari Gemini Alam Hajati, Kartika Hardiana, Iyan Hidayah, Arifah Rohmatul HIDAYAT, MARZUL Hijayati, Siti Sofiyah Hijra HM., Rahmaniah Hudain, Muh. Adnan Ikrar Taruna Syah, Ikrar Taruna Iqbal Iqbal IRMA YULIA MADJID, IRMA YULIA Kamil, Dairabi Kasim, Athia Kurnia Khaerati, Rahma KHASANAH, KHOLIFATUL Khasanah, Miftakhul Fauziyah Latif, Wenry Deston Latifah Rahman Lestari, Anggita Della Lestari, Lisa Yuni Linawati, Diana Lomba Sultan M. Nanang Febrianto Mappaompo, M. Adam Marianti A Manggau Matias N Kolobani Mohammad Anis Sumadi Muh. Akbar Bahar Muh. Akbar Bahar, Muh. Akbar Muhamad Aqim Adlan Muhammad Arsyad Muhammad Syahrul Hidayat Mulia Ardi Mulyani, Ariny Aggreni Mustika Nur Astuti Nur Adyla S Nur Iman Saal Nur Zamzam Nurchalis, Nur Fadillah Nurdina Rasjid Nurrohman, Dhika Nursal, Muhammad Akbar Nursamsiar Nursamsiar Oftafiana, Triya Oktaviana, Helmalia Prasojo, Hendris Agung Pratiwi, Putri Hidayanti Putri, Dwi Anggara Rafiqa Rafiqa Raida Asfihana Ramadhani, Nur Rina Agustina Risfah Yulianti Risfah Yulianty Ristanti, Frida Eka Rohmah, Siti Lailatur Rokhmat Subagiyo Rokhmat Subagiyo, Rokhmat Rusdiah Salsabila, Chairunnisa Samsul Huda Santoso, Irvan Widi Singh, Amreet Kaur Jageer Sohrah Sohrah, Sohrah Sulistiyah Sutikno, Johan Dwi Syamsiyah, Siti Itsna Syamsu Nur, Syamsu Tadjuddin Naid Tumigolung, Aprilia Ester Eunike Utami, Rahmawati Ning Utoro, Bambang Wahyu Hendrarti Wirentake Yasir, Budiman Yensawai E. Rumbiak Yudi Azis Yunus, Ayyub Yusnita Rifai, Yusnita Zhulal