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Journal : Diponegoro Journal of Economics

PERAN KREDIT USAHA RAKYAT (KUR) BANK JATENG TERHADAP PERKEMBANGAN USAHA MIKRO DI KABUPATEN BOYOLALI (STUDI KASUS : NASABAH BANK JATENG CABANG BOYOLALI) Ayuditya Widha Kurnia Sari; Nenik Woyanti
Diponegoro Journal of Economics Vol 3, No 1 (2014)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (370.871 KB) | DOI: 10.14710/djoe.5322

Abstract

 ABSTRACTSince the economic crisis hit Indonesia in 1997-1998, micro enterprise  that included from micro, small and medium enterprise showed their existence to hold out when some big factories at the same time was insolvent. In additional, micro enterprise also helping the absorption of labor. But, micro enterprise still require an attention, especially in terms of capital. Micro enterprise was considered have high risk to survive in business competition if not supported by good performance. Micro enterprise in Boyolali also experience with capital constraints. It becomes an obstacle to doing business.    The purpose of this study was to analyze the differences and the development of micro enterprise in Boyolali between before and after the micro enterprise obtaining “Kredit Usaha Rakyat (KUR)” from Bank Jateng branch of Boyolali in terms of cost of production, sales turnover, profit, and hours of work. The object of this study are costumers of “Kredit Usaha Rakyat (KUR)” in Bank Jateng branch of Boyolali and total respondents are 80 people. To see the difference between before and after of the five variables that was receiving KUR from Bank Jateng branch of Boyolali are used wilcoxon sign rank test.Based on the results of Wilcoxon sign rank test result showed that the p-value of production costs of 0.000 (0.000<0.05) which means significantly increased after receiving the KUR of 33.4%. The sales turnover variables obtained p-value of 0.000 (0.000<0.05) which means that significantly increased sales turnover after receiving KUR, while the increase amounted to 47.4% occurred. Variable profit have  p-value of 0.000 (0.000<0.05), which means an increase in variable profits significantly after receiving KUR, an increase of 67.2% that occurred. The hours of work are variable p value of 0.000 (0.000<0.05), which means there is significant difference between the hours of work before and after receiving KUR with 34% to increased. So it can be seen that the increase after receiving KUR from Bank Jateng branch of Boyolali are variable production cost, sales turnover, profit, and hours of work. 
ANALISIS PENGARUH UPAH, PENDIDIKAN, PENDAPATAN SUAMI DAN JUMLAH TANGGUNGAN KELUARGA TERHADAP CURAHAN JAM KERJA PEREMPUAN MENIKAH DI IKM MEBEL KABUPATEN JEPARA Ayu Susanti Sidauruk; Nenik Woyanti
Diponegoro Journal of Economics Vol 3, No 1 (2014)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (376.401 KB) | DOI: 10.14710/djoe.5326

Abstract

ABSTRACTIncreasing number of married women who enter the labor market, indicating that the greater the role of married women in the household economy and also in development. This study aims to analyze the factors that affect the flow of working hours of married women in IKM Furniture Jepara regency. The factors may include wages (X1), education (X2), husband's income (X3) and the number of dependents (X4).The research was conducted in two selected districts, namely District and District Annual Mlonggo, with a sample of 100 respondents from a total population of 1,596 labors. Sampling with proportional random sampling method. Method of data analysis used in this study is a model of multiple linear regression or OLS with outpouring of hours worked as the dependent variable and the four independent variables, namely wages (X1), education (X2), husband's income (X3) and the number of dependents (X4). Techniques of data collection using questionnaire-assisted interview (interview).Results of the analysis showed wage variable (X1) and the number of dependents (X4) positive and significant effect of the outpouring of working hours of married women in IKM Furniture Jepara (Y). Education variable (X2) is not affected significantly affect the flow of working hours of married women in IKM Furniture Jepara (Y). Husband's income variable (X3) and a significant negative effect on married women's hours of work flow in IKM Furniture Jepara (Y).
ANALISIS PENGARUH HARGA, PENDAPATAN, LOKASI, DAN FASILITAS TERHADAP PERMINTAAN RUMAH SEDERHANA (Studi Kasus Perumahan Puri Dinar Mas Semarang) Ismi Mahardini; Nenik Woyanti
Diponegoro Journal of Economics Vol 1, No 1 (2012)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (311.685 KB) | DOI: 10.14710/djoe.119

Abstract

House is representing requirement of human being base besides food and clothing. There byincrease also society welfare, so from that is human need more various, and one of them needresidence that is house. On of house developers PT. Ajisaka that offered one of proper housingoccupies that is Puri Dinar Mas. However, the problems is decreasing demand of house in Puri MasDinar Resident. Therefore, the purpose of this research was to analyze the influence of factor prices,income, location and facilities to demand of housing on Puri Dinar Mas Resident.The analyzer for this research is using doubled linear regression analysis with program SPSSversion 16.0. Population that used is the Head of Family (KK) as consumers in the Puri Mas DinarResident. While sample that used as much as 100 person (KK) with Methods Random Sampling.Based on result of analysis indicate that price, income, location, and facilities have an effect on todemand of house in Puri Dinar Mas Resident. From the examination of coefficient of determinationhas known that 77,2% from variation of that happened in variable demand of house by togheter ininfluencing by variable price, income, location, and facilities. While the rest equal to 22,8%influenced by other factors. Based on the result of this research we got that facility factor very havingeffect on in demand of house in Puri Dinar Mas Resident. Seen from level of coefficient influencingdemand of house of facility equal to 0,249; location equal to 0,231; income equal to 0,195; and priceequal to 0,149.