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All Journal Menara Ilmu Jurnal Ilmiah Poli Bisnis Jurnal Abdimas: Pengabdian dan Pengembangan Masyarakat
Endang Afriyeni
Politeknik Negeri Padang
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Journal : Jurnal Ilmiah Poli Bisnis

 1 
KOMPARASI RASIO KEUANGAN PT. BANK CIMB NIAGA,TBK SEBELUM DAN SESUDAH MERGER Khaira Ainil Putri; Endang Afriyeni
Jurnal Ilmiah Poli Bisnis Vol 10 No 1 (2018): Volume 10 No. 1 April 2018
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/jipb.10.1.28

Abstract

The purpose of this research is to know the comparison of PT. Bank CIMB Niaga,Tbk before and after the merger. Methods of data collection is using literature study (document study) by accessing the annual financial statement of Bank CIMB Niaga through www.idx.com. with descriptive analysis as Data analysis method. This research use quantitative approach with ratio from financial statement report. The result of the research shows that by using liquidity analysis namely quick ratio, banking ratio, cash ratio, and loan to deposit ratio and by using solvability namely primary ratio and risk assets ratio, the financial performance of Bank CIMB Niaga increased after the merger. At the same time, profitability ratio analysis which namely gross profit margin, net profit margin, return on equity capital, gross yield on total assets, and net income of total assets shows that financial performance of Bank CIMB Niaga decreased after merger. This is due to the high operational costs used for business development at the time of the merger.
TINJAUAN EARNING RATIO PADA BANK PERKREDITAN RAKYAT (BPR) YANG ADA DIKOTA PADANG Endang Afriyeni; Jumyetti Jumyetti
Jurnal Ilmiah Poli Bisnis Vol 10 No 2 (2018): Volume 10 No. 2 Oktober 2018
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/jipb.10.2.36

Abstract

The study aims to find out and measure the Earning Ratio of Rural Banks that were in the city of Padang during 2014-2016. ROA as one of the indicators used to measure earnings from a bank. Data was obtained from six Rural Banks in the city of Padang. The result were that during 2014 until 2016 the highest ROA ratio was 2.75% while the lowest was -3.73% (in 2016). The ROA ratio of the six Rural Banks in the city of Padang shows that only the Third Rural Bank shows the Healthy criteria for two consecutive years (2016, 2015). Whereas the First Rural Bank was only in 2016 included in the criteria of Healthy. The criteria for Healthy Enough is only one year successfully achieved by the Second Rural Bank, Fifth Rural Bank and Sixth Rural Bank. Whereas the Fourth Rural Bank for three consecutive years is unhealthy. This means that the Rural Bank has not been efficient in managing its assets to generate profits during 2014-2016.
Komparasi Kinerja Bank Mandiri dan Bank BCA Berdasarkan Rasio Profitabilitas endang afriyeni; Raysa Amelia; Jumyetti Jumyetti; Novirwan Trinanto
Jurnal Ilmiah Poli Bisnis Volume 11 Nomor 2 Tahun 2019
Publisher : Politeknik Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30630/jipb.11.No. 2.251

Abstract

This study aims to compare the profitability of Bank Mandiri with BCA banks. they differ in ownership status and different amount of assets but are able to obtain almost the same profit. Using descriptive analysis because it is done to show and describe the state of the object of research related to profitability (measured by the ratio of GPM, NPM, ROA, ROE, BOPO, Rate of Return on Loans and Interest Expense Ratio) of the company. The objects of this study are Bank Mandiri and Bank BCA. The results of this study indicate that Bank BCA has better performance than Bank Mandiri based on profitability ratios. The best performance is shown by the ratio of NPM and BOPO.
Co-Authors Asma Nadya Suwandi Fauziah Rahma Jumyetti Jumyetti Khaira Ainil Putri Neswardi, Sepri Novirwan Trinanto Raysa Amelia