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All Journal ACTIVA: Jurnal Ekonomi Syariah Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Neraca Manajemen, Akuntansi, dan Ekonomi
Nani Hanifah
IAIN Fattahul Muluk Papua
Economics, Econometrics & Finance Environmental Science

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Journal : Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak

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DETERMINANTS OF INTEREST IN SAVING FOR STUDENTS IN ISLAMIC BANKING wahyuning murniati; Deni Juliasari; Nani Hanifah
Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Vol. 4 No. 2 (2020): July 2020
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/assets.v4i2.548

Abstract

Saving money is the way to regulate our finance effectively. Bank is one of the media that is considered quite effective for this activity. The development of Islamic economic make sharia banking practices increase in an innovative way. Various sharia bank products have become a choice for saving activity. The same thing happen for student. Although the interest to save is still lacking, but the use of sharia bank products is quite beneficial for their future. The purpose of this study is to analyze the factors that influence student interest in saving on Islamic banking. Multiple linear regression is an analysis technique with hypothesis testing to support its conclusions. With a coefficient of determination of 61.2%, the results of the analysis show the level of student education of the sharia economy has a significant effect compared to other variables on students' interest in saving. But simultaneously, all independent variables influence the interest in saving students in Islamic banking. This shows that education is very important for students, therefore STIE Widya Gama Lumajang should indeed provide quality teaching to students, especially in the field of Islamic economics
SUPERMAKET DIVIDEND DISTRIBUTION POLICY Yusuf Wibisono; M. Sholihun; Nani Hanifah
Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Vol. 4 No. 1 (2020): January 2020
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/assets.v4i1.559

Abstract

This study aims to examine the development of the management of Lumajang Supermarkets Amanah Supermarkets, which was established in 2012 with its own capital and sell shares to the public as long as approximately seven can run well in the midst of business competition and can earn profits or profits stably, so as to divide dividends to shareholders. This research is a qualitative descriptive study. The data was obtained from the Lumajang Shirkah Amanah Self-Service report for the past three years. From the profits obtained, the management makes a policy of profit sharing through the General Meeting of Share Shares (GMS). The provisions include net profit before being distributed to shareholders, issued in advance by 25% for business development, 2.5% for managers, 2, 5% for organizations, 2.5% for infaq/ zakat syirkah, and 1% for shareholder shopping rewards. Dividend distribution policy is influenced by several factors, including corporate liquidity, profitability and is supported by earnings stability.
ANALYSIS OF EFFECTIVENESS AND EFFICIENCY OF PADANG PUSKESMAS EXPENDITURE BUDGET REALIZATION 2016-2019 Afiatin Nisa; Nani Hanifah
Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Vol. 4 No. 2 (2020): July 2020
Publisher : Institut Teknologi dan Bisnis Widya Gama Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30741/assets.v4i2.570

Abstract

The purpose of this study was to determine the Effectiveness of Realized Budget Expenditures at the Padang Health Center and to determine the Realization Efficiency of the Padang Puskesmas Expenditure Budget for the 2016-2019 Budget Year. In the author the method used in research is quantitative. The results of the study showed that the level and criteria for the effectiveness of the expenditure budget realization at the Puskesmas Padang in the 2016-2019 Fiscal Year and 2019 proved effective. For the 2017 Budget Year the effectiveness criteria level proved to be quite effective. The level of efficiency in the Realization of Expenditures at Padang Health Centers in Fiscal Year 2016,2018 and 2019 proved to be efficient. In the 2017 Budget Year the efficiency criteria level proved to be quite efficient.
Co-Authors Afiatin Nisa Annisa Meili Ashari Deni Juliasari, Deni Kusnul Kotimah M. Sholihun Nur Afrianti Sahudi Sahudi Wahyuning Murniati Yusuf Wibisono