Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : International Journal Of Science, Technology

How Big The Role of Credit Risk, Liquidity Risk and Capital Have an Effect On The Profitability of The 10 Largestt Bank in Indonesia -, Irawati Junaeni
International Journal of Science, Technology & Management Vol. 2 No. 1 (2021): January 2021
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v2i1.146

Abstract

The purpose of this research is to analyze how the effect of credit risk, liquidity risk, bank capital, on profitability. The ratio used to measure credit risk using the Non Performing Loan (NPL), liquidity risk using the Loan to Funding Ratio ( LFR) and bank capital using the Capital Adequacy Ratio (CAR). The sample in this study were the 10 largest banks in Indonesia based on total assets. The analysis technique used in this research is panel data regression with fixed effects. The data processing tool used in this study is the Eviews 10 program. The partial test results show that the variables of credit risk and bank capital have an effect on profitabilityas measured by Return on Assets (ROA). Credit risk shows a negative and significant effect on profitability. And bank capital has a positive and significant effect on profitability. Meanwhile, liquidity risk has no significant effect on profitability. Simultaneously, the variables of credit risk, liquidity risk and capital have an effect of 90.17% on profitability. The remaining 9.83% was influenced by other factors not examined in this study
The Effect Of Fund Cash Flow, Fund Size, Expense Ratio And Turnover Ratio On Mutual Fund Performance Junaeni, Irawati
International Journal of Science, Technology & Management Vol. 3 No. 3 (2022): May 2022
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v3i3.529

Abstract

The purpose of this study was to analyze the effect of fund cash flow, fund size, expense ratio and turnover ratio on mutual fund performance. The sample used is thirty stock mutual fund companies. The data used in this study were obtained from the 2015-2017 annual financial statements of equity funds. The sample selection method used in this study was purposive sampling method, the analytical technique used in this study was panel data regression and processed using the Eviews version 9. After several tests were carried out, namely the Chow, Hausman and Lagrange multiplier tests, the best regression model was obtained, namely the random effect model. The results showed that only fund cash flow had a significant positive effect on mutual fund performance, while The other three variables, namely fund size, expense ratio and turnover ratio, showed contradictory results, namely that they had no effect on mutual fund performance.