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All Journal E-Jurnal Matematika
RAIN FERNANDO BANGUN
Universitas Udayana
Mathematics

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PENERAPAN METODE BAYES DALAM MENGESTIMASI PREMI KREDIBILITAS PADA ASURANSI UMUM RAIN FERNANDO BANGUN; I NYOMAN WIDANA; DESAK PUTU EKA NILAKUSMAWATI
E-Jurnal Matematika Vol 10 No 4 (2021)
Publisher : Mathematics Department, Faculty of Mathematics and Natural Sciences, Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/MTK.2021.v10.i04.p349

Abstract

Determination of insurance premiums is very important the calculation must be done carefully so that there is experience losses. The purpose of this research is to find out the application of empirical Bayes credibility theory Model 1 and estimate of the credibility premium on general insurance. A method that can help in overcoming these problems, that is empirical Bayes credibility theory Model 1, results of the estimated credibility premium credibility (in Euros) for insurance companies Alianz, Csob, Generali, Koop, Unisqa, and Wusten respectively as follows: 46.774811, 7.801307, 10.368991, 58.812250, 6.703035, and 5.091605. These results, the average claim is greater than the credibility premium, so that insurance companies can reserve premiums for the future.
Co-Authors Desak Putu Eka Nilakusmawati I Nyoman Widana