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Journal : Balance Vocation Accounting Journal

EFISIENSI BANK-BANK BUMN INDONESIA DI MASA PANDEMI COVID-19 Murharsito, Murharsito; Fauziah, Fitri Ella
Balance Vocation Accounting Journal Vol 7, No 1 (2023): June
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/bvaj.v7i1.8679

Abstract

Penelitian ini memiliki tujuan menganalisis dampak Covid-19 terhadap efisiensi bank-bank BUMN di Indonesia, dengan menggunakan Data Envelopment Analysis (DEA). Penelitian ini mengambil sampel 4 bank BUMN Indonesia periode 2019-2021. Secara keseluruhan, dari hasil penelitian efisiensi empat bank BUMN di Indonesia, terdapat 2 bank yang mencapai tingkat efisiensi maksimal 100% selama tiga periode secara berturut-turut, yaitu BRI dan BTN. Namun terdapat juga 2 bank yang belum secara konsisten mencapai tingkat efisiensi yang optimal, dimana tingkat efisiensi rata-rata masih di bawah 100% yaitu Bank Mandiri dan BNI. Perhitungan tingkat efisiensi pada bank BUMN melalui variabel masukan yang terdiri dari Simpanan Nasabah, Beban Tenaga Kerja, Beban Non Bunga, dan Beban Bunga, sedangkan pada keluarannya terdiri dari Jumlah Pinjaman, Pendapatan Bunga, dan Pendapatan Non Bunga.
Pengaruh Pengumuman Pembatasan Aktivitas Masyarakat dan Restrukturisasi Kredit terhadap Tingkat Bunga Antar Bank Murharsito, Murharsito
Balance Vocation Accounting Journal Vol 6, No 2 (2022): December
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/bvaj.v6i2.7265

Abstract

This study aimed to analyze the effect of public activity restriction announcements and credit restructuring on interbank interest rates in Indonesia during the Covid-19 pandemic. This study used the event study method by analyzing changes in interbank interest rates 5 days before and after the announcement event. The announcement of restrictions on community activities consisted of the announcement of the first Covid-19 case in Indonesia, the first PSBB, the second PSBB and emergency PPKM. Meanwhile, the announcement of credit restructuring consisted of a presidential announcement regarding credit relief, the Minister of Finance regarding MSME credit relief and the Chairman of the OJK regarding extending credit relaxation. From the results of the analysis, only the announcement of the minister of finance regarding MSME credit relief had an effect on interbank interest rates.