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All Journal Indonesian Journal of Economics and Management Journal of Applied Islamic Economics and Finance Journal of Islamic Economics and Business
Destian Arshad Darulmalshah Tamara
Department Of Accounting, Politeknik Negeri Bandung
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : Journal of Applied Islamic Economics and Finance

 1   2 
Analisis Pengaruh CAR, NPF, BOPO, dan FDR terhadap ROA (Studi Kasus PT. Bank Muamalat Indonesia Tbk.) Shafanissa Aulia Zikri; Destian Arshad Darulmalshah Tamara; Muhamad Umar Mai; Ade Ali Nurdin
Journal of Applied Islamic Economics and Finance Vol 3 No 2 (2023): Journal of Applied Islamic Economics and Finance (February 2023)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/jaief.v3i2.3756

Abstract

This research is motivated by the existence of problems at Bank Muamalat Indonesia (BMI) over the last few years involving its ability to earn profits, and by looking at the prolonged decline in ROA over the last eight years which shows that BMI as the first Islamic bank in Indonesia has a low ability to generate profits. This study aims to determine the impact of CAR, NPF, BOPO, and FDR on ROA in a BMI case study from 2014 to 2021. Related data to the research issues were collected using literature research methods. The collected data was analyzed using multiple linear regression methods using statistical data processin application tools. The results of this research are the variables CAR, NPF, BOPO, and FDR simultaneously have a significant effect on ROA, partially CAR and FDR have a significant positive effect on ROA, BOPO has a significant negative effect on ROA, and NPF has no significant effect on ROA.
Pengaruh CAR, NPF, FDR dan BOPO terhadap Profitabilitas BPRS di Indonesia Irma Rizky Destiani; Ine Mayasari; Destian Arshad Darulmalshah Tamara; Setiawan Setiawan
Journal of Applied Islamic Economics and Finance Vol 3 No 2 (2023): Journal of Applied Islamic Economics and Finance (February 2023)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/jaief.v3i2.3766

Abstract

This study aims to determine the effect of Capital Adequency Ratio (CAR), Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), and Operating Efficiency Ratio (OER) on profitability as measured by Return On Assets (ROA) and Return On Equity (ROE) at Sharia Rural Banks in Indonesia for the 2014-2021 period. This research uses multiple linear regression analysis method. The data used is secondary data, namely Islamic banking statistics that have been published on the official page of the Financial Services Authority (OJK). The results of this study conclude that CAR and NPF have no effect on ROA. Furthermore, FDR has a positive effect on ROA while BOPO has a negative effect on ROA. Then CAR has a positive effect on ROE. Furthermore, NPF and FDR have no effect on ROE, while BOPO has a negative effect on ROE.
Analisis Determinan Financing to Deposit Ratio Pada Bank Umum Syariah di Indonesia Periode 2017-2022 Eka Fauziah Rizky; Destian Arshad Darulmalshah Tamara; Fatmi Hadiani
Journal of Applied Islamic Economics and Finance Vol 3 No 3 (2023): Journal of Applied Islamic Economics and Finance (June 2023)
Publisher : Jurusan Akuntansi Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/jaief.v3i3.5339

Abstract

This study aims to determine the magnitude of the influence of the variables Third Party Funds (DPK), Capital Adequacy Ratio (CAR), Return on Assets (ROA), Net Operating Margin (NOM), and Inflation on Financing to Deposit Ratio (FDR) at at Sharia Commercial Banks in Indonesia 2017-2022 period. The population used is Sharia Commercial Banks in Indonesia. The data used is secondary data derived from the annual report for the 2017-2022 period which is available on each BUS website. The research method used is quantitative research with panel data regression analysis. The result of this study conclude that DPK has a negative no significant effect on FDR, CAR has a significant positive effect on FDR, ROA has a negative no significant effect on FDR, NOM has a positive no significant effect on FDR, and Inflation has a negative no significant effect on FDR. Car has a dominant effect on FDR.
Co-Authors Almayda Rakhmadita Annisa Nur Rahmah Banter Laksana, Banter Barnas, Benny Clarisa Nabila Putri Dadang Hermawan Diharpi Herli Setyowati Djoni Djatnika Eka Fauziah Rizky Endang Hatma Juniwati Fira Febrina Hadiani, Fatmi Harivani Nurwiyati Hasbi Assidiki Mauluddi Indah Sulsitiyowati Irma Rizky Destiani Kristianingsih Kristianingsih Leni Nur Pratiwi Maulana Harun Ar-rosyyid Mayasari, Ine Mochamad Umar Mai Nadya Alia Nadya Fajriatul Adni Novia Muplihah Nur'aeni Nur'aeni Nurdin, Ade Ali Nurfadhila Tsania Nurfadhila Tsania Orryza Sativa Devi Pakpahan, Rosma Raka Abidzar Al Ghifari Ratih Ratnaningsih Rezza Praramadhan Rahmat Setiawan . Setiawan Setiawan Shafanissa Aulia Zikri Shifa Sihatul Iman Syarief, Mochamad Edman Syiffa Nur Pratama Ulfi Hidayanti