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All Journal Jurnal Ekonomi dan Kewirausahaan
Junita Dermawantika
Program Studi Manajemen Fakultas Ekonomi Universitas Slamet Riyadi Surakarta
Economics, Econometrics & Finance Social Sciences

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Journal : Jurnal Ekonomi dan Kewirausahaan

 1 
ANALISIS PENGARUH RISIKO KREDIT, RISIKO PASAR, DAN EFISIENSI OPERASI TERHADAP KINERJA KEUANGAN PADA BANK UMUM BUMN YANG TERDAFTAR DI BEI PERIODE 2014 – 2018 Junita Dermawantika; Suprihatmi Sri Wardiningsih; Setyaningsih Sri Utami
JURNAL EKONOMI DAN KEWIRAUSAHAAN Vol. 20 No. 2 (2020): Jurnal Ekonomi dan Kewirausahaan : Juny
Publisher : Universitas Slamet Riyadi

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Abstract

The purpose of this study is to analyze the significance of the effect of credit risk (NPL), market risk (NIM), and operating efficiency (BOPO) on financial performance (ROA) on state-owned commercial banks listed on the Indonesia Stock Exchange for the period 2014 – 2018, both in terms of partial or simultaneous. The data used in this study is quantitative data in the form of an annual financial report of a state-owned commercial bank published by the Indonesia Stock Exchange (IDX) for the 2014 – 2018 period. This study uses census sampling technique or also called saturated sample with a sample of 4 state-owned commercial banks listed on the Indonesia Stock Exchange in the 2014 – 2018 period. The analysis technique uses multiple regression analysis techniques. Hypothesis test results show that credit risk (NPL), market risk (NIM), and operating efficiency (BOPO) significantly influence financial performance (ROA). For investors to be more careful in choosing and investing their funds, which can be seen from the banking financial statements.
Co-Authors Setyaningsih Sri Utami Suprihatmi Sri Wardiningsih