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All Journal Al-Ulum Jurnal MD Jurnal Ilmiah Syi'ar JEBI (Jurnal Ekonomi dan Bisnis Islam) ZAWA:Management of Zakat and Waqf Journal Indonesian Journal of Da'wah Management Scholars
Netta Agusti
Universitas Bengkulu
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Journal : Jurnal MD

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SHARING OF RISK PADA ASURANSI SYARIAH (TAKAFUL): PEMAHAMAN KONSEP DAN MEKANISME KERJA Netta Agusti
Jurnal MD Vol 3, No 2 (2017)
Publisher : UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1899.906 KB) | DOI: 10.14421/jmd.2017.32-04

Abstract

This paper aims to see how the concept and mechanism of sharing of risk on Takaful Insurance. Secondary data has been used such as books and journals of Takaful, daily news, and insurance policies. As an alternative form of conventional insurance-based insurance, Takaful is able to neutralize the contradictions of existing concepts in conventional insurance, so it is acceptable and not contrary to existing sharia principles. This study explains uncertainty that occurs in the future towards the soul as well as the asset requires people to be more alert about the risks that may arise. The need for it makes insurance a financial necessity in the context of minimizing possible risks. The risk that befell the participants of the insurance, not only borne by the company alone, but by all participants Takaful Insurance, this becomes one of the differentiator between Takaful with the conventional insurance.
Co-Authors Andre Wiratha Asep Suryaman Ashadi Cahyadi Clara Sahfitri Fadli Ashari Ihdi Aini Ihsan Rahmat M. Ridho Syabibi M. Zaky Mubarak Lubis M. Zaky Mubarak Lubis Mika Arsela Tezi Asmadia