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All Journal JMM (Jurnal Masyarakat Mandiri) Abdi Psikonomi Journal Of World Science AKADEMIK: Jurnal Mahasiswa Humanis Jurnal Pengabdian Masyarakat Manage
Candra Kusuma Wardana
Universitas Muhammadiyah Surakarta
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Engineering Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Journal Of World Science

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The Impact of Financial Literacy and Financial Technology on Financial Inclusion in Special Region of Yogyakarta, Indonesia Rita Kusumawati; Alien Akmalia; Candra Kusuma Wardana
Journal of World Science Vol. 1 No. 5 (2022): Journal of World Science
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jws.v1i5.31

Abstract

Someone who has appropriate knowledge toward financial literacy (well literate) will be faster to learn about how financial institution works. Unfortunately, the level of financial literacy in Indonesia is only reached 29 percent. However, the goventment target on financial literacy itself is reached up to 75 percennt. Since the knowledge on how to manage the personal budget is quite important, people need to know to overcome the financial problem that could be occur in the future endeavors. This research aim to identificate the level of influence financial literacy toward financial inclusion in Special Region of Yogyakarta, Indonesia as part of the impact by financial technology usage. This study was used quantitative apprach using 133 respondents in Special Region of Yogyakarta. The data were obtained from spreading the questionnaire and interviews with respondents. Data analysis in this study used multiple linear regression using SPSS ver. 22. The result of this study shows that only financial technology which supported to influence financial Inclusion.
Co-Authors Akmalia, Alien Fajar Kholillulloh Fatchan Achyani Fuad Hudaya Fatchan Fuad Hudaya Fatchan Fuad Hudaya Fatchan Handy Nugraha Ilham Nuryana Fatchan Kusumawati, Rita Laila Oshiana Fitria A’zizah Liana Mangifera M. Farid Wajdi Muzakar Isa Novel Idris Abas Ovi Itsnaini Ulynnuha Sinta Permatas Sari Wafiatun Mukharomah