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All Journal Jurnal Pendidikan Ekonomi (JUPE) Ulul Albab: Jurnal Studi Islam Jurnal Ekonomi Modernisasi EQUILIBRIUM el-Jizya: Jurnal Ekonomi Islam An-Nisbah: Jurnal Ekonomi Syariah al-Uqud : Journal of Islamic Economics Fokus Ekonomi MALIA Amwaluna Jurnal Ekonomi dan Keuangan Syariah ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Community Engagement and Emergence Journal (CEEJ) Oeconomicus Journal of Economics Abadi: Jurnal Ahmad Dahlan Mengabdi International Journal of Islamic Economics (IJIE) An-Nisbah: Jurnal Ekonomi Syariah Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Interdisciplinary Journal of Advanced Research and Innovation Jurnal Ekonomi, Manajemen, Akuntansi Journal of Economic and Business
Rokhmat Subagiyo, Rokhmat
IAIN Tulungagung
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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The Effect of Political Risk and Economic Stability on Foreign Direct Investment Flows in Asean-6 Azizah, Irtifa Umi; Aswad, Muhammad; Subagiyo, Rokhmat
Ecoplan Vol 8 No 2 (2025)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Lambung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/ecoplan.v8i2.1244

Abstract

This study analyzes the influence of political risk and economic stability on Foreign Direct Investment (FDI) inflows in six ASEAN countries (Indonesia, Malaysia, Singapore, the Philippines, Thailand, and Vietnam) during the period 2013–2023. A quantitative approach with a panel data regression method was employed, where the dependent variable is FDI inflows (in million USD), while the independent variables consist of control of corruption as an indicator of political risk, and GDP and inflation as indicators of economic stability. Data were obtained from the World Bank, IMF, and Worldwide Governance Indicators (WGI). The regression model was selected based on the Chow and Hausman tests, and the analysis was conducted using EViews software. The results show that control of corruption has a positive and significant effect on FDI, emphasizing the importance of good governance and anti-corruption efforts in building investor confidence. GDP also has a positive and significant effect on FDI, reflecting the role of strong economic growth as a major attraction for foreign investors. Meanwhile, inflation has no significant effect on FDI, indicating that investors tend to prioritize factors such as policy stability, infrastructure quality, and institutional effectiveness over short-term price fluctuations. From a policy perspective, the findings suggest that ASEAN countries should strengthen governance quality and foster a transparent investment environment free from corruption to enhance foreign capital inflows. In addition, governments need to maintain macroeconomic stability through effective fiscal and monetary coordination while improving infrastructure and human capital development to attract sustainable long-term investments.
The Role of Attitude in Mediating Gen Z’s Intention in Use of Digital Sharia Banking Wartoyo, Wartoyo; Sudrajat, Anton; Wiyani, Silva; Subagiyo, Rokhmat; Haqqiquddin Rokhmatulloh, Muhammad Raisa; Fauzan
MALIA: Jurnal Ekonomi Islam Vol 16 No 2 (2025)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v16i2.6249

Abstract

Introduction: Dynamic technological developments make a significant contribution to human life. In the banking world, one of the technological developments that has changed the way of transactions is the emergence of payment instruments known as digital banking. Therefore, this research aims to determine the effect of convenience and usefulness on interest in using digital banking with attitude as an intervention variable for Gen Z in Cirebon Regency. Method: The research uses a quantitative approach with the type of non-parametric data. The sampling technique used random sampling with a number of samples are 100 respondents. The data analysis technique uses Structural Equation Modeling (SEM) with the tool is SEM-PLS. Result: The results of the first test show that the Convenience and Usefulness has a significant effect on attitudes to use digital banking. Likewise in the second test show the Convenience, Benefit and Attitude has a significant effect on interest in using digital banking. Whereas the result of mediating test show that the Attitudes have a significant influence as an intervening variable between ease and interest in using digital banking, also has a significant effect as an intervening variable between ease and interest in using digital banking. Conclusion & Suggestion: The findings of this study show that the main factor that attracts Gen Z in using Digital Banking is the ease of use factor, therefore banks must always pay attention to the user interface (UI) and user experience (UX) of their applications. The intuitive design and easy transaction process will be very attractive to Gen Z. In addition to convenience, the benefits offered also need to be more concrete and relevant to the needs of Gen Z. Knowing that attitudes have a very important role in influencing interest, digital banks can build campaigns that focus not only on features and benefits, but also on forming a positive perception of digital banking.
Potential and Implementation of Circular Economy in Supporting Continuity Business Culinary at Destinations Tour Religion of Sunan Drajat's Graveyard Subagiyo, Rokhmat; Syaichoni, Ahmad; Bachtiar, Jusuf; Mashudi, Mashudi; Shoidah, Nadia Nadhirotus
OECONOMICUS Journal of Economics Vol. 9 No. 1 (2024): (December) edisi 17
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2024.9.1.19-33

Abstract

The research aims to study the Potential and Implementation of a Circular Economy in Business Culinary in the Tourism Religion of Sunan Drajat's Graveyard Lamongan. Research Methods: The research is field research with a descriptive qualitative approach. Data sources used are primary and secondary data sources, and data collection techniques include interviews. Findings/Results: The study's conclusions disclose a gap between the potency economy big circular with low awareness and the application practice circular among perpetrator business culinary. Conclusion: Some initiative circulars have been done; however, support for adequate policies and incentives from the government is still required. This implication is essential for the development of supportive policies and programs transitioning to economy circular in sector tourism, especially in the region tour religion
TINJAUAN SYARIAH TENTANG PEGADAIAN SYARIAH (RAHN) Subagiyo, Rokhmat
An-Nisbah: Jurnal Ekonomi Syariah Vol 1 No 1 (2014)
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2014.1.1.161-184

Abstract

People in this country are so familiar with the word pawnshop, especially, people who are not bankable or diffculties in accessing bank loans or fnancing. When someone  needs  urgent funds quickly ,while he does not have the cash or savings fund, so, the third party funding becomes altervative solution. The population of Indonesia, according to the census consist 250 million people, will provide great opportunities for pawnshops. An increasing number of customers, profts, and outlets  occur not only in  conventional pawnshops, but also  in Shariah pawnshops. Grounding in the operation of pawn Sharia is Dewan Syariah Nasional MUI number: 25/DSN-MUI/III/2002 dated June 26, 2002 on Rahn, fatwa number: 26/DSN-MUI/ III/2002 of gold and Rahn: 68/DSN-MUI/III/2008 on tasjily rahn. Assessment in muamalah, should be known as Rahn and contract provisions in general, in order to achieve syar’I ful transaction and legimate and lawful proft  So blessing God will be obtained and felt by all, without any hesitancy in running practice pawnshop.Keywords : Pawn Shari’ah , Rahn and contract
ANALISIS DAMPAK BRAND LOYALTY, BRAND AWARENESS, PERCEIVED QUALITY DAN BRAND ASSOCIATION TERHADAP CUSTOMER VALUE PADA MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM IAIN TULUNGAGUNG subagiyo, Rokhmat; Adlan, Muhammad Aqim
An-Nisbah: Jurnal Ekonomi Syariah Vol 4 No 2 (2018): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2018.4.2.191-214

Abstract

Abstrak     Kata kunci: Brand Loyalty, Brand Awareness, Perceived Quality, Brand Association ,Customer Value Abstraksi: Tujuan penelitian ini adalah untuk mengkaji: (1) dampak brand loyalty terhadap customer value pada mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Tulungagung; (2) dampak brand awareness terhadap customer value pada mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Tulungagung; (3) dampak perceived quality terhadap customer value pada mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Tulungagung; (4) dampak brand association terhadap customer value pada mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Tulungagung dan dampak secara simultan brand loyalty, brand awareness, perceived quality dan brand association terhadap customer value pada mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Tulungagung. Awal mula penelitian ini berasal dari variabel kesetiaan merek, kesadaran merek, kesan  berkualitas dan asosiasi merek diharapkan mampu meningkatkan nilai pelanggan. Hal ini karena pandangan  tentang perguruan tinggi merupakan pembahasan yang sangat luas agar bisa menjadi sumbangsih bagi mahasiswa agar merasa puas terhadap pelayanan yang diberikan. Metode penelitian yang digunakan dalam penelitian adalah kuantitatif berjenis eksplanotry research,  dengan tipe hubungan kausalitas pada variabel-variabel melalui pengujian hipotesis. Teknik pemilihan sampel dilakukan dengan menggunakan metode sampel non probabalitas yaitu sesuai pertimbangan-pertimbang tertentu, dengan tidak memberikan peluang yang sama terhadap anggota populasi untuk menjadi sampel. Sampel yang  diambil mahasiswa jurusan Ekonomi Syariah, Perbankan Syariah, Akuntansi Syariah dan Manajemen Zakat dan Wakaf berjumlah 359 responden berdasar perhitungan Slovin.  Teknik analisis yang digunakan adalah analisis regresi linier berganda dengan program SPSS versi 21. Hasil perhitungan regresi linier berganda menyajikan bahwa semua hipotesis, yaitu:  brand loyalty, brand awareness, perceived quality dan brand association baik secara parsial maupun simultan mempunyai dampak yang signifikan terhadap customer value. Berdasarkan hasil pengolahan data dan pada pembahasan, maka direkomendasikan: (1) perlu perhatian khusus terkait tempat kuliah yang nyaman, failitas fisik perkuliahan seperti LCD yang baik, staf administrasi yang selalu memberikan pelayanan sepenuh hati pada mahasiswa dan  silabus perkuliahan yang selalu mengikuti perkembangan jaman atau yang diperlukan oleh dunia kerja; (2) menambah intensitas promosi atau berkampanye baik melalui iklan di media cetak maupun online dengan sering melakukan kegiatan sponsorship yang berkaitan dengan pendidikan,  seperti seminar  tentang pendidikan, olahraga dan seni; (3) peningkatan kedisiplinan staf dengan tidak meninggalkan ruang pelayanan administratif saat jam-jam kerja dan (4) tetap bisa mempertahankan mahasiswa yang ada, sebaiknya kualitas pelayanan di tingkatkan dan dijaga.
Analisis Komparatif Indikator Penerapan Utang Luar Negeri Indonesia Ditinjau Dari Perspektif Ekonomi Islam Subagiyo, Rokhmat; Budiman, Ahmad
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 1 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i1.3553

Abstract

Efforts made by the Indonesian government to meet the budget deficit by issuing stimulus policy packages from within the country and abroad. An overseas stimulus package is financing through foreign debt. Indonesia has been practicing foreign debt since before the pre-independence period, the Soekarno government regime, Suharto until the Jokowi regime. The amount of foreign debt until October 2018, USD 310.839 billion. If the state does not have the ability to repay debt, the country's economy will be disrupted. The amount of installments on loan principal and interest has an impact on the burden of the state budget, which will be borne by the community through tax collection. This study aims to compare indicators of the application of foreign debt based on Islamic economic perspectives and the results of field research. This study uses a type of qualitative approach to explain the phenomena that occur. The results of the study show that there are deviations between indicators of foreign debt based on economic perspectives and field research.
Pelatihan Menggunakan SmartPLS 3.0 untuk Pengujian Hipotesis bagi Mahasiswa Ekonomi Syariah Subagiyo, Rokhmat; Syaichoni, Ahmad
Ahmad Dahlan Mengabdi Vol 2 No 1 (2023): ABADI: Jurnal Ahmad Dahlan Mengabdi Edisi Maret 2023
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Institut Teknologi dan Bisnis Ahmad Dahlan Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58906/abadi.v2i1.92

Abstract

Banyak mahasiswa belum memahami penggunaan SmartPLS dalam pengolahan data akademik dan penelitian, padahal alat ini sering digunakan dalam analisis statistik. Oleh karena itu, mahasiswa FEBI UIN Sayyid Ali Rahmatullah Tulungagung perlu mendapatkan pelatihan terkait. Sebanyak 20 mahasiswa mengikuti pelatihan sehari tentang penggunaan SmartPLS 3.0, menggunakan bahan dari buku panduan Partial Least Squares. Pelatihan berjalan lancar, dengan keterlibatan aktif peserta, dan sebagian besar mampu memahami materi yang disampaikan. Hasilnya, sekitar 70% peserta dapat menguasai penggunaan SmartPLS secara efektif, yang membantu mereka dalam menganalisis data untuk tugas akhir.
Peningkatan Karya Akademik: Pelatihan Dan Pembinaan Dasar Mendeley Untuk Pengelolaan Referensi Penelitian Mahasiswa Subagiyo, Rokhmat; Budiman, Ahmad
Ahmad Dahlan Mengabdi Vol 3 No 1 (2024): ABADI : Jurnal Ahmad Dahlan Mengabdi Edisi Maret 2024
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Institut Teknologi dan Bisnis Ahmad Dahlan Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58906/abadi.v3i1.120

Abstract

Kemampuan menulis akademik penting bagi mahasiswa, terutama untuk tugas akhir dan karir akademik. Salah satu aspek krusial adalah pengelolaan referensi. Untuk itu, Pengabdian kepada Masyarakat ini bertujuan meningkatkan keterampilan mahasiswa dalam menggunakan aplikasi Mendeley. Kegiatan dilaksanakan pada 10 Juni 2023 di FEBI UIN Sayyid Ali Rahmatullah Tulungagung, diikuti 30 mahasiswa akhir. Metode kegiatan meliputi pelatihan, ceramah, praktik langsung, dan pendampingan mulai dari instalasi, registrasi, hingga sitasi otomatis di Word. Hasil evaluasi menunjukkan peningkatan kemampuan peserta, meski ada kendala teknis seperti internet dan waktu terbatas. Pelatihan ini efektif meningkatkan kualitas penulisan ilmiah mahasiswa dan membantu mencegah plagiarisme melalui pengelolaan referensi yang baik.
Determinants of Welfare from an Islamic Perspective: Economic Growth, Income, and Employment on Welfare Ahmada, Muhamad Agus Alfiyan Nur; Syamsiyah, Siti Itsna; Hidayah, Arifah Rohmatul; Subagiyo, Rokhmat; Aswad, Muhammad
Community Engagement and Emergence Journal (CEEJ) Vol. 6 No. 6 (2025): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v6i6.9616

Abstract

This study aims to analyze the influence of economic growth, income, and employment on welfare in Indonesia in 2023. The research is motivated by the mismatch between increasing economic growth and equitable distribution of welfare, as well as inconsistencies in previous research findings regarding the effects of macroeconomic variables on welfare. A quantitative methodology is employed in this study, using secondary data obtained from the Central Bureau of Statistics (BPS). The population consists of 34 provinces in Indonesia in the 2023 period. Multiple linear regression is employed as the analytical method to evaluate the research hypotheses. The results show that simultaneously, economic growth, income, and employment have a positive and significant effect on welfare in Indonesia in 2023. Partially, economic growth has a negative and insignificant effect on welfare in Indonesia in 2023. Income has a positive but insignificant effect on welfare in Indonesia in 2023. On the other hand, employment has a positive and significant effect on welfare in Indonesia in 2023. These findings indicate that improvements in public welfare are more influenced by employment stability and productivity rather than economic growth and income, as the distribution of the latter is not necessarily equitable.
Co-Authors Adlan, Muhammad Aqim Agus Eko Sujianto Ahmad Ajib Ridlwan Ahmad Budiman, Ahmad Ahmad Syaichoni, Ahmad Ahmada, Muhamad Agus Alfiyan Nur Ahsan, Muhamad Anton Sudrajat Azizah, Irtifa Umi Bachtiar, Jusuf Binti Nur Asiyah Budi Kolistiawan, Budi Burhan Djamaluddin Chamidi, Achmad Luthfi Chamidi denytasari, Rizma Desta, Sri Yulfa Domastuti, Putri Fauzan Fauzan . Febrianto, M. Nanang Haqqiquddin Rokhmatulloh, Muhammad Raisa Hidayah, Arifah Rohmatul Husnul Haq, Husnul Lestari, Lisa Yuni M. Aqim Adlan, M. Aqim Mashudi Mashudi Muhammad Aswad Mutafarida, Binti Nur Asiyah, Binti Oftafiana, Triya Putri, Amilia Qomarul Huda, Qomarul Rizkyaningrum, Adinda Agustinayu Samsul Huda Shoidah, Nadia Nadhirotus Shomad VEA, Moh. Ali Abdul Sistyamurti, Febintha Syamsiyah, Siti Itsna Ummu Sholihah Usdeldi, Usdeldi Waningsih, Reni Wartoyo Wartoyo Wiyani, Silva