Article Per Year (5 Year)
p-Index From 2021 - 2026
0.702
P-Index
This Author published in this journals
All Journal JURNAL MATEMATIKA STATISTIKA DAN KOMPUTASI Jurnal Statistika dan Aplikasinya East Java Economic Journal
Prilyandari Dina Saputri
Departemen Aktuaria, Institut Teknologi Sepuluh Nopember, Surabaya
Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Mathematics Social Sciences Other

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : East Java Economic Journal

 1 
The Digitalization Impact of The Payment System Through Qris on East Java Regional Financial Transactions Prilyandari Dina Saputri
East Java Economic Journal Vol. 7 No. 2 (2023)
Publisher : Kantor Perwakilan Bank Indonesia Provinsi Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53572/ejavec.v7i2.120

Abstract

Payment system transaction efficiency can be optimized by utilizing technology in the digital era. Bank Indonesia with the Indonesian Payment System Association (ASPI) launched QRIS as a payment transaction instrument employing a standardized QR code. This study aims to evaluate the impact of the QRIS implementation policy and the QRIS transaction limit change policy on financial transactions in East Java Province. Financial transactions are represented using outflows, which is the cash flow of currency going out from Bank Indonesia. The research was performed using the intervention analysis. The results show that the implementation of QRIS in January 2020 had a significant impact on reducing outflow 5 periods after the policy was implemented. The decline in outflows even exceeds 90% in 2021 and exceeds 80% in 2022. The QRIS transaction limit change policy does not affect the increase/decrease in outflow transactions. This can be caused by QRIS users who are dominated by the MSME sector so the transactions made are retail. Further research on the impact of the QRIS policy using the amount of money in circulation, the net flow of currency, and digital banking transactions as the indicator of financial transactions also need to be carried out.
Co-Authors Annisa Salsabila Pratiwi Galuh Oktavia Siswono Oktaviana, Pratnya Paramitha Pratnya Paramitha Oktaviana