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All Journal Sahid Development Journal: Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Sahid Banking Journal Sahid Empowerment Journal: Jurnal Pengabdian Kepada Masyarakat Manajemen Bisnis Syariah
Miftakhul Anwar
Fakultas Ekonomi Dan Bisnis Islam Institut Agama Islam Sahid Bogor
Religion Economics, Econometrics & Finance Education Social Sciences

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Journal : Sahid Banking Journal

 1 
MINIMALISASI POTENSI RISIKO STRATEGIS PADA MERGER BANK UMUM SYARIAH ANTARA BANK SYARIAH MANDIRI (BSM), BANK NEGARA INDONESIA SYARIAH (BNIS), DAN BANK RAKYAT INDONESIA SYARIAH (BRIS) Tubagus Rifqy Thantawi; Miftakhul Anwar; Azizah Mursyidah; Abdul Khoiri; Taufik Hidayatullah
SAHID BANKING JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i01.65

Abstract

Strategic risk is the risk that occurs as a result of the determination and implementation of the company's strategy that is not quite right so that the company suffers losses. Minimization must be carried out so that the bank's strategy is achieved and does not experience losses, especially for Islamic Commercial Banks that carry out mergers. Mergers or mergers in Islamic Commercial Banks between Bank Syariah Mandiri, BNI Syariah, and BRISyariah certainly have positive and negative impacts, where this strategic risk can have a negative impact on this bank. To minimize this strategic risk, consolidation and careful planning is needed from every part of the bank so that they can unite their minds in the newly formed bank.
FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT NASABAH TERHADAP LAYANAN MOBILE BANKING DI BANK SYARIAH INDONESIA KANTOR CABANG PEMBANTU (KCP) BOGOR DRAMAGA Destriana Maulani; Tubagus Rifqy Thantawi; Miftakhul Anwar
SAHID BANKING JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i01.68

Abstract

This study aims to determine the factors that influence customer interest in mobile banking services offered by Bank Syariah Indonesia KCP Bogor Dramaga. In this study using quantitative methods, by collecting data using questionnaires and google forms with Likert scale measurements, with non-probabilistic sampling techniques, and the method used was purposive sampling. The results of this study are; 1) the ease of use factor (X1) has a positive effect at a significance level of 5% partially on customer interest; 2) the safety factor (X2) has no effect on the 5% significance level partially on customer interest; 3) the time efficiency factor (X3) has a positive effect at a significance level of 5% partially on customer interest; 4) the ease of use factor (X1), the safety factor (X2), and the time efficiency factor (X3) have a positive effect at a significance level of 5% simultaneously on customer interest. With this research, it can be concluded that the factors of ease of use and time efficiency affect customer interest in using mobile banking services.
PENGARUH PELATIHAN DAN PEMOTIVASIAN TERHADAP KINERJA KARYAWAN PADA KOPERASI KARYA USAHA MANDIRI SYARIAH CABANG NANGGUNG, KABUPATEN BOGOR Dedi Yudistira; Miftakhul Anwar; Azizah Mursyidah
SAHID BANKING JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i01.69

Abstract

The objectives of this study include: (1) To analyze the effect of training on employee performance, (2) To analyze the effect of motivation on employee performance, (3) To analyze the effect of training and motivation on employee performance at Karya Usaha Mandiri Nanggung. This study uses quantitative methods with analytical descriptive research, the method of determining the sample using the slovin method, the number of samples used in this study was 51 respondents of employees of the independent branch of Nanggung which were collected through questionnaires. The results of the study at a significant level of 0.05 found: (1) training had a positive and significant effect on employee performance. (2) motivation has a positive and significant effect on employee performance, (3) training and motivation together have a significant effect on employee performance in the work of an independent sharia business in the Nanggung branch.
ANALISIS DAMPAK PRAKTIK RENTENIR TERHADAP DINAMIKA EKONOMI MASYARAKAT KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Zaenudin; Rully Trihantana; Miftakhul Anwar
SAHID BANKING JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbankingjournal.v2i01.73

Abstract

The needs of human life are increasing along with the increasingly modern era. This is a problem for some people with middle to lower incomes, so the idea came out to run a business, with an easy process and access through debt to loan sharks. In practice, debts to moneylenders are not able to prosper the borrower, because loans from moneylenders are only able to meet their material needs for a moment but not their spiritual needs. This causes it to be difficult for borrowers to pay off debts with such high interest. In Islamic law, this is forbidden because loan sharks take such large profits (interest) or usury. This study aims to determine the impact of moneylender practices on the dynamics of the community's economy, then viewed from the perspective of Islamic law on society, especially the people of Pamijahan District, Bogor Regency. This research is a descriptive qualitative research, and analyzes it deductively. The results obtained in this study are that the impact of moneylender practices on economic dynamics is very detrimental to society, and in an Islamic economic review, loan shark practices are very contrary to Islam because they contain usury. Therefore it is prohibited to carry out loan shark practices.
Co-Authors Abdul Khoiri Azizah Mursyidah Dedi Yudistira Destriana Maulani Muhammad Parid Dudin Muhammad Wildan Fauzi Rahman Nanda Suganda Ridhatillah Rosamalinda Nasution Rizal Muttaqin Rully Trihantana Rully Trihantana Taufik Hidayatullah Thantawi, Tubagus Rifqy Tubagus Rifqy Thantawi Verlya Salsabila Zaenudin