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All Journal Academica : Journal of Multidisciplinary Studies
Tasnim Mushlihah
Universitas Islam Negeri Raden Mas Said Surakarta
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Journal : Academica : Journal of Multidisciplinary Studies

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Pengaruh Persepsi Risiko, Kepercayaan Dan Keamanan Terhadap Minat Menggunakan BSI (Bank Syariah Indonesia) Mobile Wida Utami; Ika Dina Rofika; Trisma Kamelia; Yulia Budiarti; Tasnim Mushlihah; Hanifah Aminin; Rizka Awaliya Nur Azizah; Niken Septiani
Academica : Journal of Multidisciplinary Studies Vol. 7 No. 1 (2023): January - June 2023
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/academica.v7i1.7414

Abstract

This study aims to examine the interest in using BSI Mobile in terms of perception, trust, and security risks as independent variables. This research applies a quantitative method and involves 100 respondents using BSI Mobile. The research data was obtained by distributing questionnaires online. Processing research data using multiple linear regression analysis in SPSS 23. The results of the study prove that the perceived risk variable (X1) does not affect interest in using mobile BSI with a t-count value of 0.362 < t-table value of 1.984 and a significance value of 0.718 > 0.05. The trust variable (X2) does not affect interest in using BSI Mobile with a t-count value of 1.796 < t-table value of 1.984 and a significance value of 0.080 > 0.05. Security has a positive effect on interest in using BSI Mobile with a t-count value of 6.676 > t-table value of 1.984 and a significance value of 0.00 <0.05. The implication of this research states that security is a factor that greatly influences interest in using BSI Mobile.
Co-Authors Hanifah Aminin Ika Dina Rofika Niken Septiani Rizka Awaliya Nur Azizah Trisma Kamelia Wida Utami Yulia Budiarti