Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum Jurnal Kepariwisataan Indonesia: Jurnal Penelitian dan Pengembangan Kepariwisataan Indonesia
Jamaliah Said
Universiti Teknologi MARA
Religion Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Shariah Solutions to Minimising Personal Bankruptcy Cases in Malaysia: A Juristic Analysis Md. Faruk Abdullah; Muhammad Nazmul Hoque; Md. Habibur Rahman; Jamaliah Said
Al-Ahkam: Jurnal Ilmu Syari’ah dan Hukum Vol. 8 No. 1 (2023): Al-Ahkam: Jurnal Ilmu Syari'ah dan Hukum
Publisher : IAIN Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyse the Shariah principles for borrowing and lending practices to minimise bankruptcy cases among the public. Several elements in the Shariah may have effect changes in the behaviours and attitudes of debtors. Firstly, Shariah discourages individuals from taking a loan for luxury items even though it is permissible in Shariah. Secondly, people are advised to be prudent in their spending and cautious against succumbing to desires. Finally, there is a genuine concern in Shariah on the repayment of loans and debts. Apart from that, Shariah advises the creditors to extend the time for repayment without charging interest if the debtor is in difficulty. For Islamic financial institutions, Shariah prescribes profit and loss sharing contracts. Furthermore, different types of charities, i.e. zakat, sadaqah and waqf, might be used in the Muslim society to protect the debtors from bankruptcy. This study adds new knowledge in Islamic financial literacy, which would contribute to enhancing the financial well-being of the people.
Sustainable Strategy, Risk Management, and Financial Performance of Tourism Operators Tarjo Tarjo; Alexander Anggono; Jamaliah Said; Abdul Halim; Eklamsia Sakti
Jurnal Kepariwisataan Indonesia: Jurnal Penelitian dan Pengembangan Kepariwisataan Indonesia Vol. 18 No. 1 (2024): JKI Edisi Juni 2024
Publisher : Ministry of Tourism and Creative Economy/Tourism and Creative Economy Agency Republic of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47608/jki.v18i12024.77-94

Abstract

The primary purpose of writing this paper is to empirically demonstrate the role of risk management in mediating the relationship between sustainable strategies and the financial performance of tourism operators comprising hotels, homestays, restaurants, and cafes. Researchers distributed a set of questionnaires to tourism operators in Indonesia and obtained two hundred and fifty respondents. Data was analyzed using Structural Equation Modeling - Partial Least Square (SEM PLS). The statistical tool employed is WarpPLS version 7.0. The first finding of the research is that sustainable strategies have a significant positive impact on the sustainable financial performance of tourism operators. Second, a sustainable approach has a significant positive effect on risk management. Third, risk management has a significant positive impact on the sustainable financial performance of tourism operators. The main discovery of this research is that risk management successfully serves as a mediator in the relationship between sustainable strategies and the financial performance of tourism operators.
Co-Authors Abdul Halim Alexander Anggono Md. Faruk Abdullah Md. Habibur Rahman Muhammad Nazmul Hoque Sakti, Eklamsia Tarjo Tarjo