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All Journal Ziswaf : Jurnal Zakat dan Wakaf
Fuad Hasyim
Department of Islamic Economics, Faculty of Economics and Business, Universitas Airlangga Study Program of Islamic Banking, Faculty of Islamic Economics and Business, UIN Raden Mas Said Surakarta
Religion Economics, Econometrics & Finance Social Sciences Other

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A Nexus Between Financial Technology Adoption to Digitizing Zakat Payment Behavior Fuad Hasyim; Ririn Tri Ratnasari; Arroyyan Ramly
ZISWAF Vol 10, No 2 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i2.24602

Abstract

This study aims to examine the impact of digitalization on zakat payments, with the goal of understanding the motivation to shift from conventional payment methods to digital alternatives. The chosen methodology entails the alteration of the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2) by integrating perceived risk and trust. The analytic method is Partial Least Squares, with a sample size of 348 muzakki observed. The results suggest that all underlying factors have a considerable impact on the development of behavioral intention, with trust playing a dual role by both moderating and mediating these interactions. These findings emphasize the necessity for regulators to continuously promote technological adaptability, develop sufficient infrastructure, and improve digital literacy in the community. These steps are anticipated to enhance the possibility for national zakat collection, ultimately leading to the equitable distribution of wealth
Co-Authors Ramly, Arroyyan Ririn Tri Ratnasari