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All Journal Journal of Information System, Applied, Management, Accounting and Research Economics and Digital Business Review Economicus: Jurnal Ekonomi dan Manajemen Study & Management Research Jurnal Entrepreneur dan Manajemen Sains
Devi, Rizca Puspita
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Model Manajemen Keuangan Usaha Kecil Menengah dalam Upaya Merumuskan Strategi Manajemen Keuangan (Studi Kasus pada UMKM di Kecamatan Majalaya dan Kecamatan Ciparay Kab. Bandung) Devi, Rizca Puspita
Jurnal Study and Management Research Vol 20 No 2 (2023): Jurnal SMART (Study & Management Research)
Publisher : Sekolah Tinggi Ilmu Ekonomi STEMBI Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55916/smart.v20i2.182

Abstract

Tujuan_Small and Medium Enterprises (SMEs) is known all around the world as driving force for the promotion of an economy, this also happened in Indonesia that 96% SME’s survive through economy crisis in 1998 and being the life saver for Indonesia economy at that time, also for the time being SME gives contribution 60% to Indonesia economy growth and 97% job vacancies. Even though SMEs has big role in a country’s economy, but SMEs also known to be lack of personnel, lack of technology and have no segregation between business and owner’s personal interest. Desain/Metode_This research uses qualitative method to create model of small and medium enterprises to formulate financial management strategy. The data collected by in- depth interview, documentation and observation to six SME at Majalaya and Ciparay district. Temuan_The result model shows that SMEs in Majalaya and in Ciparay have different pattern in using equity, fund utilization, dividend claim and owner’s mentality aboutthe importance of financial management. Implikasi_Thus, this condition made unique model from both SME’s in Majalaya and Ciparay and also made certain strategy to get a good financial performance. Tipe Penelitian_Studi Empiris
Co-Authors Anjani, Resti Ratna Auliya, Astri Nurul Irma Yuliani Jauja, Salma Widiani, Sofa