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All Journal Madani: Multidisciplinary Scientific Journal
Julika, Leny
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Pengaruh Norma Subjektif dan Sikap Terhadap Niat Berinvestasi Sukuk Pada Mahasiswa UIN Suska Tahun 2024 Julika, Leny; J, Julina; H, Herlinda
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 7 (2024): Madani, Vol 2. No. 7, 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12470558

Abstract

Tujuan penelitian adalah untuk mengetahui pengaruh Norma Subjektif dan Sikap terhadap Niat Berinvestasi Sukuk pada Mahasiswa UIN Suska. Jenis data dalam penelitian ini ada dua yaitu primer dan sekunder. Populasi dalam penelitian ini adalah Mahasiswa UIN Suska. Dalam penelitian ini, jumlah sampel yang digunakan sebagai responden penelitian sebanyak 100 orang. Teknik pengambilan sampel yang digunakan adalah accidental sampling. Metode pengumpulan data dengan kuesioner. Metode analisis data adalah Kuantitatif dengan regresi liner berganda dan data dianalisis dengan menggunakan program SPSS V.23. Temuan penelitian adalah Norma Subjektif dan Sikap baik secara parsial maupun simultan berpengaruh terhadap Niat Investasi Sukuk. Variabel Norma Subjektif dan Sikap secara bersama-sama memiliki pengaruh sebesar 68,4% terhadap Niat Investasi Sukuk, sesuai dengan nilai R Square sebesar 0.684. Variabel lain yang tidak termasuk dalam penelitian ini memiliki pengaruh sebesar 31,6%.
Perbankan Syariah di Indonesia Julika, Leny; Andrini, Rozi
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 12 (2025): Januari
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14538592

Abstract

The Islamic banking industry in Indonesia has grown rapidly over the past two decades, driven by increasing demand from the Muslim community for Sharia-compliant financial services, as well as supportive government policies. This article aims to analyze the development, challenges, and prospects of the Islamic banking industry in Indonesia in 2023 and 2024, using a descriptive qualitative approach with secondary data analysis. The results show that, although Islamic banking has achieved significant growth in terms of assets and customer base, challenges related to regulation, public literacy, and competition with conventional banks remain key obstacles. This study is expected to enhance understanding of the Islamic banking landscape in Indonesia and provide strategic recommendations for strengthening this industry in the future.
Konsumsi, Tabungan, dan Investasi Dalam Syariah Makro Ekonomi Julika, Leny; Adelina, Siti Aisyah; Albahi, Muhammad
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 12 (2025): Januari
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Islamic economics integrates Sharia principles into economic activities, emphasizing a balance between material and spiritual needs to achieve collective welfare. This study aims to explore how national income, exports, and imports are viewed in Islamic economics, contrasting with conventional economics that prioritizes wealth accumulation and efficiency. In Islamic economics, national income considers not only material value but also equitable wealth distribution to prevent social inequality. Exports and imports are seen as instruments for both economic and social benefit, including da’wah (spiritual outreach). The results indicate that Islamic economics prioritizes justice, halal standards, and sustainability in international trade, with the government playing a crucial role in aligning policies with Sharia principles.
Co-Authors Adelina, Siti Aisyah Albahi, Muhammad ANDRINI, ROZI H, Herlinda J, Julina