Article Per Year (5 Year)
p-Index From 2020 - 2025
0.659
P-Index
This Author published in this journals
All Journal Lajagoe Journal of Management and Business PIAF : Paser Institute Journal Of Accounting And Finance
Lisra, Lisra
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : PIAF : Paser Institute Journal Of Accounting And Finance

 1 
T The Influence of People's Business Credit (KUR) on the Income of MSME Customers at PT Bank Negara Indonesia KCP Rappang. Hasriyanti, Hasriyanti; Kumala Putri, Andi Sri; Lisra, Lisra
Paser Institute Of Accounting and Finance Vol. 3 No. 1 (2025): Hal
Publisher : Paser Institute Of Accounting and Finance

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

People's Business Credit (KUR) is providing or lending money to people who want to open a business that is constrained by capital or to people who want to develop their business, especially MSMEs. So this study was conducted to find out whether KUR has a significant effect on MSME income. The type of research is quantitative descriptive, which distributes questionnaires to MSME actors who take KUR funds with a sample of 42 people. The results of this study show that People's Business Credit (KUR) has a positive and significant effect on MSME income at PT Bank Negara Indonesia Kcp Rappang. This was seen after carrying out several SPSS testing methods such as testing validity, reliability, classical assumption tests, partial tests or t tests and R determinant tests.
PENGARUH FINANCIAL LEVERAGE DAN OPERATING LEVERAGE TERHADAP PROFITABILLITAS PADA PERUSAHAAN SUB SEKTOR OTOMOTIF DAN KOMPNEN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2020-2022 Indarwani, Indarwani; Fadlina, Fadlina; Lisra, Lisra
Paser Institute Of Accounting and Finance Vol. 2 No. 2 (2024): Desember, Hal
Publisher : Paser Institute Of Accounting and Finance

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Leverage is the use of loan funds to improve business results and almost all companies use debt, one of which is automotive and component sub-sector, so the purpose of this research is to find out the effect of financial leverage and operating leverage on profitability. The research method used in research is quantitative with quantitative descriptive research types. The population in the study was 16 automotive and component sub-sector companies listed on the Indonesia Stock Exchange (IDX) for the 2020-2022 period. The method of selecting samples is using purposive sampling or based on criteria so that the number of samples used is 12 companies. Data analysis techniques use normality tests, multicollinierity tests, autocorrelation tests, heteroskedasticity tests, multiple regression analyses, correlation coefficients, coefficient of determination, signification tests (test-statistics) and simultaneous tests (F-test). Partially, research results show that financial leverage does not have a significant effect on profitability while operating leverage has a significant effect on profitability. Simultaneously, silent researchers showed that financial leverage and operating leverage had a significant effect on profitability.
Co-Authors Fadlina Hasriyanti Indarwani, Indarwani Kumala Putri, Andi Sri Munawarah, Munawarah, S. P., M. Si