Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Operations Research: International Conference Series International Journal of Mathematics, Statistics, and Computing
Tenripada, Andi Sakinah Yan
Unknown Affiliation
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Engineering Mathematics

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : International Journal of Mathematics, Statistics, and Computing

 1 
Application of Expected Loss (EL) for Loan Loss Estimation Based on Loan Term Using Simulation Data Tenripada, Andi Sakinah Yan
International Journal of Mathematics, Statistics, and Computing Vol. 3 No. 1 (2025): International Journal of Mathematics, Statistics, and Computing
Publisher : Communication In Research And Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijmsc.v3i1.179

Abstract

This study aims to evaluate the effect of loan tenor on loan loss estimation using the Expected Loss (EL) model. Through this simulation data calculation, various scenarios with varying loan tenors show that loan tenors have a significant influence on the calculation of Expected Loss (EL). Longer tenors tend to increase the Expected Loss (EL) due to an increase in credit risk over time. The calculation results provide important implications for financial institutions in setting lending policies and managing credit risk.
Co-Authors Wandira, Ika