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All Journal Diponegoro Journal of Economics
Aqiel Farhan Hafizh Wahid
Department of Economics and Development Studies, Faculty of Economics and Business, Universitas Diponegoro, Semarang
Economics, Econometrics & Finance

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Journal : Diponegoro Journal of Economics

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The Role of Internet Access for Business Owners in Accessing Kredit Usaha Rakyat (KUR) in Semarang City Aqiel Farhan Hafizh Wahid; Ariska Nurfajar Rini
Diponegoro Journal of Economics Vol 13, No 4 (2024)
Publisher : Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djoe.46552

Abstract

This research aims to analyze how internet access affects business owners' decisions to access KUR in Semarang City. The methodology used in this study is quantitative, employing logistic regression analysis with marginal effects, utilizing secondary data from the National Economic and Social Survey (SUSENAS) of Semarang City conducted in 2021. The results reveal a robust positive and statistically significant relationship between internet access and business owners' decisions to access KUR. The availability of the internet equips individuals with valuable resources, information, and a seamless application process, all of which contribute to a heightened inclination towards KUR utilization. Additionally, other variables that demonstrate significant influence include gender, household size, and homeownership status.
Co-Authors Ariska Nurfajar Rini