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All Journal Al-Mu'tabar
Pinara, Diva
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Religion

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Transaksi Non Tunai dalam Perspektif Hadis: Antara Inovasi Digital dan Prinsip Syariah Pinara, Diva; Alif, Muhammad; Lisalam, Repa Hudan
Al-Mu'tabar Vol. 5 No. 1 (2025): Al-Mu'tabar
Publisher : Program Studi Ilmu Hadis STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874//almutabar.2025.v5i1/2302/5

Abstract

The advancement of digital technology has significantly transformed economic transaction systems, including the widespread use of non-cash payment methods such as e-wallets, mobile banking, and QR codes. This article aims to examine the phenomenon of non-cash transactions from the perspective of the Prophet Muhammad’s hadiths, focusing on the integration between digital innovation and Islamic legal principles. The study employs a qualitative method with a thematic approach to hadiths related to justice, honesty, the prohibition of gharar (ambiguity), riba (usury), and trustworthiness in financial dealings. The findings reveal that although non-cash transactions are not explicitly addressed in classical hadith literature, the ethical values contained in the hadiths provide a normative framework relevant to assessing the legitimacy and appropriateness of modern digital financial systems. When understood contextually, non-cash transactions can be accepted in Islam as long as they uphold transparency, fairness, and avoid prohibited elements. This article underscores the importance of applying the maq??id al-shar?‘ah approach to evaluating modern economic innovations in order to maintain harmony between technological development and Islamic values.
Co-Authors Muhammad Alif Repa Hudan Lisalam