Claim Missing Document
Check
Articles

Found 1 Documents
Search

The Impact of Green Credit, Green CSR, and Digital Financial Inclusion on Profitability in ASEAN Banks Herlina, Herlina; Margaretha Leon, Farah; Setyo Lestari, Henny
International Journal of Social Science, Education, Communication and Economics Vol. 4 No. 3 (2025): August
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sj.v4i3.506

Abstract

This study aims to (1) examine the positive effect of green credit on bank performance; (2) examine the positive effect of green corporate social responsibility (green CSR) on bank performance; (3) examine the negative effect of digital financial inclusion on bank performance. This is a quantitative study analyzed using EViews software. The data used is secondary data obtained from sustainability financial reports. The sampling technique employed is purposive random sampling, with a total sample of 24 banks in the ASEAN region. The study uses panel data covering the period from 2019 to 2022. The findings of this study indicate that (1) Green credit has a significant positive effect on profitability; (2) Green CSR does not have a significant effect on profitability; (3) Digital financial inclusion (DFI) does not have a negative effect on profitability but instead has a positive influence on profitability. The findings suggest that green credit initially has a positive influence on bank performance, indicating that it has the potential to enhance bank profitability when strategically implemented to support sustainable activities.