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All Journal JIFTECH: Journal Of Islamic Financial Technology
Binti Abu Hasan, Nurul Widad
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Economics, Econometrics & Finance

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Journal : JIFTECH: Journal Of Islamic Financial Technology

 1 
Analysis Bibliometrics Application of Technology Acceptance Model in Islamic Fintech Pulungan, Ismail; Ritonga, Juliani; Binti Abu Hasan, Nurul Widad
Journal of Islamic Financial Technology Vol 3, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v3i2.13960

Abstract

ABSTRACT          The rapid advancement of technology has led to the emergence of Islamic fintech as an innovation in digital financial services with the potential to enhance financial inclusion. However, public understanding of its use remains limited, resulting in cases of misuse and losses for users and companies alike. This study aims to analyze the factors influencing the acceptance of Islamic fintech using bibliometric methods. Employing a qualitative descriptive approach, data was collected through the Publish or Perish software and analyzed using VOSviewer to map the development of research on the Technology Acceptance Model (TAM) in Islamic fintech. The findings reveal significant growth in Islamic fintech journal publications in 2020, with "fintech" being the most frequently used keyword. Furthermore, the author analysis identifies Rabbani as the primary contributor. Research on the application of TAM in Islamic fintech remains scarce, but this model has proven effective in predicting technology acceptance. By understanding the factors influencing technology acceptance, companies can develop better strategies to expand their user base and enhance consumer trust in their services. Keywords: TAM, Islamic Fintech, Bibliometric, VOSviewer
The Influence of Knowledge and Security on The Decision To Use GPN Debit Cards Alfian, Ian Ian; Binti Abu Hasan, Nurul Widad
Journal of Islamic Financial Technology Vol 2, No 1 (2023): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v2i1.8440

Abstract

The purpose of this study is to determine the influence of knowledge and security on the decision to use GPN debit cards for students of the Sharia Banking Study Program IAIN Padangsidimpuan. The discussion of this research is related to the field of marketing management science so the approach taken is theories related to knowing product safety. The type of research used is quantitative field research. The sample used in this study was 92 respondents. Sampling techniques using purposive samples, and data collection techniques used are interviews, documentation, and questionnaires. The analysis used is a validity test, reliability test, basic assumption test (normality test), classical assumption test (multicollinearity test and heteroskedasticity test), multiple linear regression test, hypothesis test, namely coefficient of determination (R Square), partial test (t test), simultaneous test (F test) and using SPSS software version 26.The results showed that knowledge variables had a positive and insignificant effect on the decision to use GPN debit cards in terms of t calculate t table (1.489 1.66216). Security variables have a positive and significant effect on the decision to use GPN debit cards as seen from the t table (6.807 1.66216). There is a positive influence of knowledge and security on the decision to use GPN debit cards indicated by the value of Fcalculate Ftable (119.064 2.36). The coefficient of determination (R2) shows that knowledge and security variables influence the decision variable to use GPN debit cards by 72% and the remaining 28% is explained by other variables not studied in this study.
Co-Authors Alfian, Ian ian Ismail Pulungan Ritonga, Juliani