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Natalia Lubis, Deastri
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Electrical & Electronics Engineering Social Sciences

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Journal : Jurnal Widya

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TABUNGAN DI INDONESIA TAHUN 1990 HINGGA 2020 Natalia Lubis, Deastri; Panjaitan, Grancia; Feronika Lumbantoruan, , Endang; Nababan, Gresia; Lumban Tobing, Meri Gisela; Hamonangan Siallagan, Christnova Hasugian
JURNAL WIDYA Vol. 5 No. 1 (2024): Jurnal Widya, April 2024
Publisher : Akademi Manajemen Informatika dan Komputer Widya Loka Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54593/awl.v5i1.257

Abstract

The objectives to be achieved in this study are: the impact of per capita income on the amount of savings in Indonesia; the influence of the Flower Tribes Rate (BI Rate) on the savings amount in Indonesia. And how per capita income, interest rates and inflation influence the amount of savings in Indonesia simultaneously. The data collected in this study is the time series data period from 1991 to 2020 as secondary data published by Bank Indonesia, Central Agency of Staitsitika. The analysis method used in this investigation is the Double Linear Regression Analysis Method which uses the IBM SPSS 25 program. The results obtained are that per capita income and inflation have a partial significant impact on public savings in Indonesia, while interest rates have no significant effect on public Savings. Inflation has contributed a huge drop in savings. If there is an increase in inflation, then it will have a huge impact on the ability of the people to save. Thus it may be suggested that efforts to control inflation should continue to preserve the purchasing power of the population and the ability of the people to save.
Co-Authors Feronika Lumbantoruan, , Endang Hamonangan Siallagan, Christnova Hasugian Lumban Tobing, Meri Gisela Nababan, Gresia Panjaitan, Grancia