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All Journal Indonesian Journal of Law and Economics Review
Zainudin , Achmad
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Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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Journal : Indonesian Journal of Law and Economics Review

 1 
Financial Literacy and Electronic Money Empower Online Drivers' Impact Globally: Literasi Keuangan dan Uang Elektronik Memberdayakan Dampak Pengemudi Online Secara Global Zainudin , Achmad; Rahayu, Ruci Arizanda
Indonesian Journal of Law and Economics Review Vol. 19 No. 3 (2024): August
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/ijler.v19i3.1133

Abstract

This study investigates how financial literacy, self-control, and electronic money influence the lifestyle of online motorcycle taxi drivers in Sidoarjo, using quantitative methods and a sample size of 96 respondents. Through questionnaires and data analysis including validity tests, reliability tests, multiple linear regression analysis, and t-tests using SPSS version 26, the research finds a significant positive impact of these factors on drivers' lifestyles. The findings underscore the importance of promoting financial literacy and self-control among drivers, with implications for industry stakeholders and policymakers aiming to enhance driver well-being and sustainability in the online motorcycle taxi sector. Highlight: Financial literacy and self-control impact drivers' lifestyles significantly. Electronic money improves efficiency and security in financial transactions. Promoting literacy and control sustains well-being and industry growth. Keyword: Financial Literacy, Self-Control, Electronic Money, Online Motorcycle Taxi Drivers, Sidoarjo
Co-Authors Ruci Arizanda Rahayu