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All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Muhamad Hidayat Nurwahid
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Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

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Implementasi Prinsip Ekonomi Islam dalam Asuransi Syariah di Indonesia Saputri, Deasy Eka; Muhamad Hidayat Nurwahid
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 1 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i1.4012

Abstract

This study examines the implementation of Islamic economic principles in Islamic insurance (takaful) in Indonesia, focusing on principles such as justice, benefit, balance, and universality. Islamic insurance differs from conventional insurance as it is based on principles of mutual assistance and avoids riba (usury), maysir (gambling), and gharar (uncertainty). This research also discusses the differences between Islamic and conventional insurance, including the claims mechanism and the products offered by Islamic insurance companies in Indonesia. The study aims to contribute to the development of the Islamic insurance industry in Indonesia and provide a better understanding of how Islamic economic principles are applied in the practice of Islamic insurance.
Co-Authors Saputri, Deasy Eka