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Findi, Fiolin Nikita
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Economics, Econometrics & Finance

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Pengaruh Financial Inclusion Terhadap Sustainability UMKM Di Kota Padang Raflis, Ratnawati; Findi, Fiolin Nikita
Jurnal Akuntansi Keuangan dan Bisnis Vol. 4 No. 1 (2026): April - Juni
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62379/jakbs.v4i1.4448

Abstract

This study aims to analyze the influence of Financial Inclusion on MSME Sustainability in Padang City. Financial Inclusion is measured through three dimensions: access, quality, and usage of financial services. MSME Sustainability is assessed based on financial, strategic, structural, and organizational growth. The research population consists of MSMEs registered with the Padang City Office of Cooperatives and MSMEs in 2025 across five districts: South Padang, East Padang, Koto Tangah, Kuranji, and Lubuk Begalung. Using the Krejcie and Morgan table and Proportionate Stratified Random Sampling, a sample of 379 respondents was selected. The results indicate that Financial Inclusion significantly impacts MSME Sustainability in Padang. Improved access, service quality, and usage of formal financial services lead to higher sustainability, characterized by financial stability, market adaptability, and continuous business capacity growth.
Co-Authors Raflis, Ratnawati