ECO-BUILD; Economy Bring Ultimate Information All About Development Journal
Economy Bring Ultimate Information All About Development Journal

PENGARUH SUKU BUNGA TERHADAP PERMINTAAN KREDIT SEPEDA MOTOR DI KABUPATEN BERAU

Puspitasari, Lisa (Unknown)



Article Info

Publish Date
02 Aug 2018

Abstract

ABSTRACT         Based on the analysis results obtained regression equation Y = 395.186 - 19.424 (X). Based on the results of the analysis shows that the influence of interest rates on the amount of motorcycle sales in Berau District is negative or there is a relationship that is inversely proportional, where if the interest rate increases then the sales of motorcycle credit decreased and vice versa if the interest rate decreased then the sales of motorcycle loans will increased. Correlation analysis is a statistical tool used to find out the strong weak relationship between variables (X) in this case the interest rate with variable (Y) in this case motorcycle sales credit. After analyzed by correlation analysis shows that the relationship between interest rate and credit sales of motorcycles equal to -0.767. This means the relationship between interest rates and sales of motor credits is strong because it is close to 1 and the negative indicates that the relationship is inversely proportional.   RINGKASAN   Berdasarkan     hasil     analisis     diperoleh     persamaan     regresi Y = 395,186 – 19,424 (X). Berdasarkan hasil analisis tersebut menunjukkan bahwa  pengaruh  suku  bunga  terhadap  jumlah  penjualan  kredit  sepeda motor  di Kabupaten Berau adalah  negatif atau  terdapat hubungan  yang berbanding  terbalik,  dimana  apabila  suku  bunga    naik  maka  penjualan kredit sepeda motor  menurun dan  sebaliknya apabila suku  bunga turun maka penjualan kredit sepeda motor akan meningkat. Analisis korelasi adalah alat statistik yang digunakan untuk mengetahui kuat lemahnya hubungan antara variabel (X) dalam hal ini tingkat bunga dengan variabel (Y) dalam hal ini penjualan kredit sepeda motor. Setelah dianalisis dengan analisis korelasi menunjukkan bahwa hubungan antara suku bunga dengan penjualan kredit sepeda motor sebesar -0,767. Hal ini berarti hubungan antara suku bunga dengan penjualan kredit sepeda motor cuku kuat karena mendekati angka 1 sedangkan nilai negative menunjukkan bahwa hubungannya berbanding terbalik.

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Journal Info

Abbrev

ecobuild

Publisher

Subject

Economics, Econometrics & Finance

Description

ECO-BUILD is an abbreviation of the Economy Bring Ultimate Information All About Development Journal, which has a big theme, namely the Economy Brings Change in field of the development. ECOBUILD Journal is a collection of journals in Development Economics department. The journal published by STIEM ...