This study aims to analyze the meaning of the relationship of problem loans with liquidity in the perspective of 5C in PD. BPR. Bank Gresik uses a narrative study approach. This study analyzes non-performing loans and liquidity with the perspectives of 5C (Character, Capital, Capacity, Colleteral and Condition of Economic. The results of the analysis show that non-performing loans are one of the causes of the decline in bank income or profits.
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