Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Vol 1 No 2 (2017): JESKaPe Vol. 1 No. 2 July-December 2017

KAJIAN FIQH MUAMALAH TERHADAP KONSEP PENGELOLAAN DANA BAGI HASIL DI PERBANKAN SYARIAH

Usammah Usammah (Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe)



Article Info

Publish Date
20 Dec 2017

Abstract

In the syariah bank system, customer funds are managed in the form of deposit or investment. The manner of deposit and investment is clearly different from the deposits in conventional banks, where deposits are an attempt to lend money. The concept of deposit fund means whenever the customer needs it then the sharia bank must be able to fulfill it. While the concept of investment is a business that bear the risk, it means that every opportunity to gain profit from the business undertaken, in which there is also the risk to accept losses, then between customers and banks share both the benefits and risks. The profit-sharing system makes the size of the profit received by customers following the size of the profits of Islamic banks. The greater the profit of sharia banks the more profit nasbahnya. Unlike conventional banks, the bank's profit is not shared with its customers. No matter how much the bank profits, then the customer is paid only a percentage of the funds he saved only.

Copyrights © 2017






Journal Info

Abbrev

jeskape

Publisher

Subject

Economics, Econometrics & Finance

Description

Journal of Islamic Economics, Accounting and Banking (JESKaPe) is a scientific journal managed by the Islamic Economics Study Program of the Faculty of Islamic Economics and Business, IAIN Lhokseumawe. This journal as a forum for pouring research results both conceptually and technically related to ...