Indonesian Journal of Applied Sciences
Vol 2, No 1 (2012)

FUNGSI INTERMEDIASI LEMBAGA KEUANGAN PERDESAAN DALAM MENDUKUNG PEMBIAYAAN PERTANIAN DI JAWA BARAT

Tuti Karyani (Universitas Padjadjaran)



Article Info

Publish Date
22 May 2013

Abstract

Nowadays there are various rural financial institutions (RFI), but unfortunately farmers and agribusiness SMEs are still face lackof capital. In general, risk averse attitudes among RFIs upon agricultural and rural sectors were still dominant, so intermediaryfunction of RFI was not running well. The research was conducted in West Java with at macro level using panel regression analysis and at micro level using the SEM. The results at the macro level show that RFI intermediation function was affected by DPK, NPL and the SBI. Amount of credit disburse reduce poverty level. So that poverty in West Java was difficult to be reduce as long as intermediary role of RFI was not well function. On the micro level the intermediary function reflected on the quality of service which turns a positive effect on business performance and sustainability of farmers and agribusiness SMEs.

Copyrights © 2012






Journal Info

Abbrev

ijas

Publisher

Subject

Environmental Science

Description

Indonesian Journal of Applied Sciences (IJAS) is a scientific journal published three times a year (April, August, December). Indonesian Journal of Applied Sciences publish original research results related to research in the field of natural science, covering a wide range of topics written in the ...