Jurnal Manajemen Update
Vol 5, No 4 (2016): Jurnal Mahasiswa Manajemen

ANALISIS TINGKAT KESEHATAN BANK SEBELUM DAN SESUDAH MELAKUKAN MERGER DAN AKUISISI

admin, RADHA RIANTIKA B11112035 (Unknown)



Article Info

Publish Date
14 Sep 2016

Abstract

This study aims to determine whether there is any difference in the level of health and financial performance of banks before and after mergers and acquisitions in the banking listed in the Indonesia Stock Exchange using the ratio of CAMEL are CAR (Capital Adequacy Ratio), NPL (Non Performing Loan), NPM (Net profit Margin), ROA (Return on Assets), ROE (Return on Equity), NIM (Net Interest Margin), and ROA (Operating Expenses to Operating Income) and LDR (Loan to Deposit Ratio) Analysis of differences in the level of health and performance bank finance before and after mergers and acquisitions using paired sample t test. Unknown t test results seen from the significance of the eight ratios are CAR, NPM, ROA, ROE, NIM, ROA, LDR and CAMEL scores that have a significant difference before and after mergers and acquisitions. While the NPL ratio has no significant difference before and after mergers and acquisitions. Keywords: CAMEL, CAR, NPL, NPM, ROA, ROE, NIM, ROA, LDR, and CAMEL Score.

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