PENGARUH PERBANKAN SYARIAH TERHADAP HUKUM PERBANKAN NASIONAL

Imaniyati, Neni Sri ( Program Studi Ilmu Hukum, Fakultas Hukum Universitas Islam Bandung)

Syiar Hukum: Jurnal Ilmu Hukum
Vol 13, No 3 (2011): Syiar Hukum

Syariah Bank, which has been existence in Indonesia for two decades, is undergoing a fast development. According to Islamic Finance Report’s survey that Syariah Banking in Indonesia is in the fourth rank under Malaysia,Iran, dan Arab Saudi. The Banking system offers, both conventional banking, and non-bank finance company services. The establishment of Syariah Bank is much influenced by Islamic law system. The aim of this article is to give an overview of how banking concept in Islam and aspects in national banking law influenced by Syariah Banking. It is concluded from this research that Banking in Islam is an economic activity based on the Syariah Economic Principles, namely the Principles of  Tauhid, Khilafah, and  Adalah. The influence of  Syariah Banking on national banking law  can be seen in the use of   contract based on Syariah Principles.