Peranan Pembiayaan Mudha>rabah dalam Pengembangan Usaha Mikro Kecil pada KJKS Manfaat

Dini Firmansyah (UIN Sunan Ampel Surabaya)

Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam
Vol 21 No 2 (2018): Al-Qanun, Vol. 21, No. 2, Desember 2018

The purpose of this paper is: (1) to find out how to finance mud}a>rabah in KFKS Manfat, and (2) to find out how the role of financing in the development of micro and small businesses in KJKS Benefits. At the end of the paper concludes with two conclusions. First, mud financing} a rabah in KJKS Benefit is financing which has the role of cooperation in business between the two parties, namely the first party as the owner of capital, KJKS and the second party manager, the KJKS member and the profits are divided according to the agreement between the two sides. Secondly, the role of mud}a>rabah financing in micro small businesses is as a venture capital with a profit sharing system, using a contract that is in accordance with Islamic sharia or cooperation between s}a>hib al-ma>l and mud}a>rib, where mud} arib is limited by restrictions on the type of business, time and place of business and Determination of the amount of profit sharing is made at the time of the contract and by referring to the profit and loss.