Pengaruh Penerapan Manajemen Risiko Perbankan dan Penerapan Audit Internal Terhadap Kebijakan Pemberian Kredit (Studi Empiris Pada Tiga Bank Umum di Lhokseumawe)

Nur Afni Yunita

AT-TASYRI' Jurnal Ilmiah Prodi Muamalah
Vol. 10 No. 1 (2018): At-Tasyri': Jurnal Ilmiah Prodi Muamalah

This study aims to determine the effect of banking risk management and implementation of internal audit on credit policy. This study uses primary data obtained by distributing questionnaires to credit employee as respondents who work in three banks in Lhokseumawe. The sample is taken using Census sampling technique. The questionnaires distributed amounted to 35 respondents. The method of data analysis for hypothesis testing is multiple linear regression. The resultsof this study indicate that the implementation of risk management, the implementation of the internal audit have a significant effect on credit policy.