E-Jurnal Ekonomi Pembangunan Universitas Udayana
Vol 9 No 5 (2020): VOL 9 NO 5, MEI 2020, PP 963 - 1199

ANALISIS PENGARUH INKLUSI KEUANGAN TERHADAP TINGKAT KEMISKINAN DAN KETIMPANGAN PENDAPATAN MASYARAKAT DI KABUPATEN/KOTA PROVINSI BALI

Kusuma, Anak Agung Ngurah Jaya (Unknown)
Indrajaya, I Gusti Bagus (Unknown)



Article Info

Publish Date
11 May 2020

Abstract

Financial inclusion (financial inclusion) as all efforts aimed at eliminating all forms of price and non-price barriers to public access in utilizing financial services. This study aims to analyze the effect of financial inclusion on the level of poverty and income inequality in the District / City of Bali Province. This study uses secondary data from 2014 to 2018 with research sites in 9 city districts in Bali Province. Path analysis and sobel test are used to determine the direct effect and indirect effect through intervening variables between independent variables in influencing the dependent variable. The analysis showed that financial inclusion had a negative and significant effect on poverty levels. The level of poverty has a positive and significant effect on income inequality. However, financial inclusion has no significant effect on income inequality. This is due to the development of the banking industry in the province of Bali which is still uneven and concentrated in South Bali. Financial inclusion has an indirect effect on community income inequality through poverty levels. keyword: financial inclusion, level of poverty, income inequality

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Journal Info

Abbrev

eep

Publisher

Subject

Economics, Econometrics & Finance

Description

E-Jurnal Ekonomi Pembangunan Universitas Udayana adalah jurnal ilmiah elektronik yang mempublikasikan hasil kajian dan penelitian pada bidang Ekonomi Pembangunan. E-Jurnal Ekonomi Pembangunan terbit berkala secara online setiap bulan sekali. Jurnal ini bertujuan untuk meningkatkan kualitas keilmuan ...