el-Jizya: Jurnal Ekonomi Islam
Vol 8 No 1 (2020): el-Jizya : Jurnal Ekonomi Islam

Pengaruh Perbandingan Komposisi Pembiayaan Bagi Hasil, Murabahah, dan Ijarah Terhadap Kinerja Lembaga keuangan Syariah

Setyasih, Riztina Dwi (Unknown)



Article Info

Publish Date
22 Jul 2020

Abstract

The tittle of this research is the effect of Yield financing composition, Murabahah, and Ijarah towards Sharia financial institutions performance. The purpose of this research is to test the effect of the composition of financing for the outcome, Murabahah, and Ijarah on the performance of sharia Bank and sharia business Unit. Financial performance is viewed based on Return On Asset (ROA) percentages. This research is a quantitative study using secondary data. The population in this study amounted to 14 for sharia banks and 20 Sharia business units. Sampling techniques in this study using purposive sampling so that the samples obtained as many as 8 Sharia banks and 6 Sharia business units. The period of research is quarterly for a period of 2 years so that the total amount of data is 64 sharia Bank and 48 Syariah business units. The data analysis technique used is a double linear regression analysis. The results of this test showed that a variable of financing composition for the outcome significantly negative impact on the financial performance of Sharia General Bank (BUS). The composition of murabahah financing has a significant positive impact on the financial performance of Syariah General Bank (BUS). The composition of financing Ijarah has a significant positive impact on the financial performance of Syariah General Bank (BUS). The composition of financing for the results has a significant positive impact on the financial performance of Syariah business units (UUS). The composition of murabahah financing has significant positive impact on the financial performance of Sharia Business Unit (UUS). The composition of financing Ijarah has significant negative impact on the financial performance of Syariah business Unit (UUS). And the composition of Sharia Business Unit financing is better than Sharia Commercial Banks

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Journal Info

Abbrev

eljizya

Publisher

Subject

Economics, Econometrics & Finance

Description

el-Jizya adalah jurnal ilmiah yang diterbitkan oleh Jurusan Syariah STAIN Purwokerto. Terbit pertama kali tahun 2013. Jurnal ini memfokuskan pada kajian Ekonomi Islam dalam berbagai sudut pandang keilmuan. Redaksi mengundang para ahli dan segenap sivitas akademika untuk menulis artikel sesuai dengan ...