E-Jurnal Matematika
Vol 5 No 3 (2016)

PENENTUAN CADANGAN PREMI DENGAN METODE PREMIUM SUFFICIENCY PADA ASURANSI JIWA SEUMUR HIDUP JOINT LIFE

NI PUTU MIRAH PERMATASARI (Faculty of Mathematics and Natural Sciences, Udayana University)
I NYOMAN WIDANA (Faculty of Mathematics and Natural Sciences, Udayana University)
KARTIKA SARI (Faculty of Mathematics and Natural Sciences, Udayana University)

Article Info

Publish Date
30 Aug 2016

Abstract

The aim of this research was to get the formula of premium reserves through the premium sufficiency method. Premium reserve is the amount of fund that is collected by the insurance company in preparation for the claim’s payment. Premium sufficiency method is gross premium calculation. To construct that formula, this research used Tabel Mortalitas Indonesia (TMI) 2011, interest rate 2.5% and cost of alpha %. Based on simulation result in men premium reserve value of age 1 of 56 years propotional with insured periods, but after56 years enhancement of premium reserve value.

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Journal Info
E-Jurnal Matematika
Website

Abbrev

mtk

Publisher

Universitas Udayana

Subject

Mathematics

Description

E-Jurnal Matematika merupakan salah satu jurnal elektronik yang ada di Universitas Udayana, sebagai media komunikasi antar peminat di bidang ilmu matematika dan terapannya, seperti statistika, matematika finansial, pengajaran matematika dan terapan matematika dibidang ilmu lainnya. Jurnal ini lahir ...