E-Jurnal Matematika
Vol 5 No 1 (2016)

PENENTUAN MODEL PREMI TIDAK KONSTAN PADA ASURANSI DANA PENSIUN

LIA JENITA (Faculty of Mathematics and Natural Sciences, Udayana University)
I NYOMAN WIDANA (Faculty of Mathematics and Natural Sciences, Udayana University)
DESAK PUTU EKA NILAKUSMAWATI (Faculty of Mathematics and Natural Sciences, Udayana University)



Article Info

Publish Date
30 Jan 2016

Abstract

Pension plan is an effort to anticipate the life of old on the day. In the pension program, there are two methods of normal due’s calculation to be paid by the insured each year, the Entry Age Normal method, namely calculation of normal dues with constant premiums and projected unit credit method, namely calculation of normal dues with Premium Increases Each year or is not constant. This paper wants to develop an inconstant premium calculation method with constant premium increase annually. Where the pension plan participants’ age when he joined the pension plan is 19 years and the retirement age on this contract is 55 years, with premium increases of 5% of the normal dues early. The large ratio of premiums is, for dues normal at the age of 19 years until the age of 28 years, but for dues normal at the age of 29 years to the age of 33 years and to normal dues at the age of 34 years old until the age of one year before retirement.

Copyrights © 2016






Journal Info

Abbrev

mtk

Publisher

Subject

Mathematics

Description

E-Jurnal Matematika merupakan salah satu jurnal elektronik yang ada di Universitas Udayana, sebagai media komunikasi antar peminat di bidang ilmu matematika dan terapannya, seperti statistika, matematika finansial, pengajaran matematika dan terapan matematika dibidang ilmu lainnya. Jurnal ini lahir ...