Jurnal Ekonomi Modernisasi
Vol. 5 No. 2 (2009): Juni

ANALISIS KINERJA BANK SWASTA NASIONAL DEVISA DAN NON DEVISA DI INDONESIA

Sarwoko, Endi (Unknown)



Article Info

Publish Date
10 Jun 2009

Abstract

This research aims to know the description of foreign exchange commercial banks and non-foreign exchange commercial banks performance in Indonesia. It also tries to analyze the performance differences of the foreign exchange commercial banks and non-foreign exchange commercial banks in Indonesia. The performance indicators involve CAR, BOPO, NIM, NPL, and LDR ratios. The kinds of data used in this study are secondary data involving Indonesian Banking Statistics in the year 2000 until 2008. The used methods of analysis are non-parametric statistic (Mann-Whitney U). The results of the analysis show that there are significant differences of performance foreign exchange commercial banks and non-foreign exchange commercial banks analyzed through LDR and NIM ratios. Non-foreign exchange commercial banks have more important role in running intermediation function show by LDR ratio. The non-foreign exchange commercial banks show higher in this aspect of analysis. In addition, non-foreign exchange commercial banks own an ability to produce interest better and to utilize the owned assets. Therefore, the non-foreign exchange commercial banks operate more efficiently compared with the foreign exchange commercial banks.

Copyrights © 2009






Journal Info

Abbrev

JEKO

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Ekonomi Modernisasi is a peer-reviewed journal that disseminates research in the fields of management and accounting. The journal publishes issues every February, June, and October. It covers a large variety of topics of management and accounting as a medium for practitioners, academics, ...