Rechtenstudent Journal
Vol. 1 No. 3 (2020): Rechtenstudent December 2020

Persepsi Guru Al Amien Prenduan tentang Akad Mudharabah di BNI Syari’ah Sumenep

Ning Kholisotul Ilmi (Institut Dirosat Islamiyah Al-Amien Prenduan (IDIA))
Ridho Sugiyono (Institut Dirosat Islamiyah Al-Amien Prenduan (IDIA))



Article Info

Publish Date
16 Feb 2021

Abstract

The development of sharia banking has become a measure of the success of the sharia economy. Syharia banks have a function as channeling funds to the community and collecting funds from the community. In sharia banking, there are several contracts that have been implemented, one of which is mudharabah contract. Mudharabah contract is a business cooperation between two parties where the first party (shahibul maal) provides the capital while the second party becomes the manager (mudharib). The purpose of this study is to find out more about the teacher Al Amien Prenduan's perceptions of the mudharabah contract that has been implemented at BNI Sharia Sumenep. The researchers use a case study qualitative research. The methods used are interview and documentation methods. The results show, the majority of teachers at Al Amien Prenduan used savings at the BNI Sharia Sumenep bank. Knowledge of the existence of sharia banks is evident in the form of savings which are mostly used by Al Amien Prenduan teachers. However, the promotion carried out by the sharia bank is felt by the teacher Al Amien Prenduan. The Al Amien Prenduan teachers’ understanding of mudharabah contract is felt to be less influencing perceptions of the operational system and also the way of services provided. Meanwhile, Al Amien's teacher do not understand more deeply about mudharabah contract, among others, due to lack of information and lack of socialization from the financial institution.

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Journal Info

Abbrev

rch

Publisher

Subject

Law, Crime, Criminology & Criminal Justice

Description

Rechtenstudent Journal (RSJ) publishes articles on law studies from various perspectives, literature studies, and field studies. This journal emphasizes aspects of positive legal with special reference to socio-legal activities, legal politics, criminal, civil, and the doctrine of both positive law/ ...