<![CDATA[This research has a purpose to analyze the deferences of risk âsharing product  at indonesian islamic banking. The statistic method used to test on the research hypothesis is Independent t test. To analyzed the data using secondary data.  Sample of this research consist two bank, Sharia Mandiri Banking and Muammalat Banking. Its listed at www,muamalatbank.com and www.syariah mandiri.co.id from  2002 â 2011 with times series. The result of these study  with level of significance 5% uji independent t test show that (1) risk financing between of Muamalat Banking and Syariah Mandiri Banking statistically itâsnot different significantly. (2) risk of return on mudaraba financing and capital at Muamalat Banking  lower than Mandiri Syariah Banking. Its mean that the risk financing  for sharia product is not influenced by the history and the old age of Islamic banks, but the mudharba return on Muamalat Banking more stable so risk of return smaller.Keyword : Sharia Product, Financing risk, Return Risk]]>
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