JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi)
Vol 6, No 2 (2020): Vol 6, No 2 (2020)

BANK SPECIFIC FACTORS AFFECTING THE EFFICIENCY OF REGIONAL DEVELOPMENT BANKS

Anneke Puspasari (IPB University)
D S Priyarsono (IPB University)
Hendro Sasongko (Universitas Pakuan)



Article Info

Publish Date
03 Dec 2020

Abstract

Regional Development Banks (RDB) are part of the banking industry which has an important role in regional development. Therefore, RDB performance is important to be evaluated, and efficiency is an important indicator in measuring performance. The purpose of this study is to analyze the efficiency of the Regional Development Bank (RDB) in Indonesia and the internal factors that influence efficiency. Based on data of 26 RDBs in the study from 2011Q1 to 2019Q4, this study uses Data Envelopment Analysis (DEA), and the Tobit regression to investigate the determinants of technical efficiency. This analysis aims to explain the variations in calculated efficiencies to a set of internal explanatory variables. The results showed that most RDBs were technically inefficient during the study period. Furthermore, the internal variables that affect are size, capital adequacy ratio (CAR), loan to deposit ratio (LDR), return on asset (ROA), Listed Bank.

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Journal Info

Abbrev

jimfe

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ilmiah Manajemen Fakultas Ekonomi (JIMFE) aims to publish scientific articles in management which can give contribution to the education and development of the science. JIMFE welcomes empirical, theoretical, and case-based studies articles which are relevant to all management aspects ...