Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum
Vol 5, No 1 (2021): April 2021

PENGARUH NPF, BOPO DAN FDR TERHADAP RETURN ON ASSETS (ROA) PADA BANK UMUM SYARIAH

Dinda Naza Febriani (Universitas Singaperbangsa Karawang)
Gusganda Suria Manda (Universitas Singaperbangsa Karawang)



Article Info

Publish Date
07 Apr 2021

Abstract

This study aims to test the influence of Non-Performing Financing (NPF), Operating Costs on Operating Income (BOPO), and Financing to Deposit Ratio (FDR) on Return on Assets (ROA). The results of this study showed that Non-Performing Financing (NPF) and Operating Costs to Operating Income (BOPO) had a significant negative effect on Return on Assets (ROA) while Financing to Deposit Ratio (FDR) had a significant positive effect on Return on Assets (ROA). The predicting ability of the three variables against Return on Assets (ROA) in this study was 96.70%, while the remaining 3.30% was influenced by other factors not included in the research model.Keywords: NPF, BOPO, FDR, ROA

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Journal Info

Abbrev

humaniora

Publisher

Subject

Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Focusing on culture, economy, and law because it is seen from the perspective of Indonesia, especially in Aceh. The humanities journal provides a platform for case studies and analysis, publishing articles that are useful for people and advancing humanities studies. Issues are published two times ...