JAAF (Journal of Applied Accounting and Finance)
Vol 4, No 1 (2020): JAAF (Journal of Applied Accounting and Finance)

Intention to Use Credit Card among College Students in Greater Jakarta

Suresh Kumar (Business Administration Program Study, Faculty of Business Universitas Presiden, Cikarang, Indonesia)
Lin Karlina (ES Tire & Bicycle Parts, Cikarang, Indonesia)



Article Info

Publish Date
30 Sep 2020

Abstract

This study aims to determine the influence of the role of parents, financial knowledge, and customer's attitude towards credit card which are determinants of a person's intention to using a credit card. This study applied quantitative data analysis and used an online survey platform as a medium to distribute questionnaires consisting of 22 item statements. A total of 322 responses were collected with 302 valid responses with purposive sampling technique. Structural equation modelling was applied to test the hypothesis. The results of this study indicate that all hypotheses (parents’ role, financial knowledge, and attitude) toward intention to use credit card are accepted and the model is also very good where the coefficient of determination is close to one. This study provides a better understanding of customer intentions in determining the purchase decision using a credit card in Greater Jakarta area. This study also provides managerial implications for business and recommendations for future research.

Copyrights © 2020






Journal Info

Abbrev

JAAF

Publisher

Subject

Economics, Econometrics & Finance

Description

JAAF Journal of Applied Accounting and Finance is a biannual double blind peer reviewed journal published in two period, March and September. This professional journal devoted to the development of accounting and financial disciplines both in theory and practice. The policy of the journal is to ...