Journal of Management and Business Innovations
Volume: 02, Number: 01, 2020

Determinant Perception Ease of Use, Effectiveness and Risk on The Interest of Transacting Using Financial Technology (Fintech) in Medan City Community

Cut Nurul A’la (Universitas Islam Negeri Sumatera Utara)
Andri Soemitra (Universitas Islam Negeri Sumatera Utara)
Nurbaiti Nurbaiti (Universitas Islam Negeri Sumatera Utara)
Ainun Mardhiah (Institut Agama Islam Negeri Lhoksemawe)



Article Info

Publish Date
30 Jun 2020

Abstract

This study aims to determine the effect of perceived ease of use on interest in transacting using fintech, the effect of effectiveness on interest in transactions using fintech, the effect of risk on interest in transactions using fintech, and the effect of perceived ease of use, effectiveness and risk on interest in transactions using fintech collectively. The population in this study were the people of Medan City. The data used are primary data, namely by using a questionnaire filled out by respondents with a sample of 100 people. The analysis technique used in this research is using multiple linear regression test. The results showed that simultaneously, the perceived ease of use, effectiveness and risk had a significant and positive effect on transaction interest as indicated by the value of Fcount> Ftable of (22.458> 2.70) with a significance of 0.00. Thus, it can be concluded that Ho is rejected and Ha is accepted, which means that there is a significant influence jointly on the perception of ease of use, effectiveness and risk on the interest in transacting using Fintech in the people of Medan City.Keywords: Effectiveness, fintech, perceived ease of use, risk, transaction interest

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Journal Info

Abbrev

jombi

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Journal of Management and Business Innovations (JOMBI) is an online peer-reviewed International research journal aiming at promoting and publishing original high quality research in all disciplines of management and business. JOMBI is a journal that published by the Department of Management, Faculty ...